13766 SE 89th Ave, photo 1
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Overview

3 bd2 ba2,025 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot12,632 sqft
Living area2,025 sqft
Price / sqft$162
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboSplit BedroomWalk-in Closet(s)Window TreatmentsPrivate MailboxRain GuttersGated Community - Guard

13766 SE 89th Ave is a 1998-built home in Spruce Creek Golf And Country Club, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,025 square feet of living space. Listed at $328,950 (about $162/sqft), 306 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming 3-bedroom, 2-bath home, perfectly situated on a desirable corner lot in a beautiful Florida country club setting. A welcoming circular driveway provides plenty of parking and adds to the home’s inviting curb appeal. Inside, you’ll find a comfortable and functional layout with spacious living areas, three well-appointed bedrooms, and two full baths. NEW CARPET! The home offers the ideal combination of comfort, convenience, and the relaxed Florida lifestyle. Enjoy all the appeal of country club living while being surrounded by a peaceful, established community.

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The essentials

Built
1998
Price / sqft
$162
On market
306 days
Annual tax
$1,924
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Community pool
Shared amenity
2 car garage
0.29 acres
Lot size
2,025 sqft
Living area

Payment

Est. monthly payment
$2,041/mo
Down payment (20%)
$65,790
Property taxes
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
12,632 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
306
Ceiling Fans(s)
Kitchen/Family Room Combo
Split Bedroom
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Gated Community - Guard
Golf Carts OK
Golf
Pool
Sidewalks
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,924
Parcel #
6103-037-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Golf And Country Club
County
Marion
MLS Area
34491 - Summerfield
Lot Size
12,632 sqft

Price history

Date
Event
Price
2/9/2026
Price change
Source: Stellar MLS #OM714790
$328,950-3.2%
$162/sqft
12/10/2025
Listed for sale
Source: Stellar MLS #OM714790
$339,900
$168/sqft

Neighborhood

13766 SE 89th Ave
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $328,950
$322,500 – $328,950
98.1% – 100% of listTops out right at the list price
80% of listList price
174 of the last 347 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 306 after a $10,950 cut.

Sample: 347 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,040/mo
Principal & interest$1,716
Property taxes$160
Insurance$164
Down payment20% · $65,790
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$328,950

$162 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,025 sq ft

Time on market

306 days

Year built

1998

Monthly payment

About $2,041/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,924 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Dora CampbellListing data from Stellar MLS, MLS# OM714790.

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