9200 E Windwood Loop, photo 1
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Overview

3 bd2 ba1,570 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot14,850 sqft
Living area1,570 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomThermostatWalk-in Closet(s)Private MailboxRain GuttersDishwasherElectric Water Heater

9200 E Windwood Loop is a 2004-built home in Water Oaks, Inverness. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,570 square feet of living space. Listed at $285,000 (about $182/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This home can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Located in the peaceful Water Oaks subdivision of Citrus County, this residential property sits in a quiet neighborhood surrounded by multiple nearby lakes and waterways offering opportunities for boating and outdoor recreation, and is within close proximity to the Gulf Coast, making beach vacationing easily accessible. Zoned CLR (Coastal Lakes Residential), the property is intended for low-density residential use and offers a balance of privacy and convenience. Conveniently located a short drive from shopping, dining, medical facilities, and area attractions. Buyer to verify zoning, building requirements, utilities, flood zone, and intended use through Citrus County.

The essentials

Built
2004
Price / sqft
$182
On market
259 days
Annual tax
$1,637
Flood zone
X · Low risk
Lot
14,850 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
Driveway
0.34 acres
Lot size
1,570 sqft
Living area

Payment

Est. monthly payment
$1,765/mo
Down payment (20%)
$57,000
Property taxes
$136/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
14,850 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
259
Ceiling Fans(s)
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Dishwasher
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,637
Parcel #
20E-19S-23-0090-00000-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Water Oaks
County
Citrus
MLS Area
34450 - Inverness
Lot Size
14,850 sqft
Private

Price history

Date
Event
Price
8/14/2026
Price change
Source: Stellar MLS #OM717452
$285,000-1.7%
$182/sqft
-
Price change
Source: Stellar MLS #OM717452
$290,000-3.3%
$185/sqft
1/26/2026
Listed for sale
Source: Stellar MLS #OM717452
$300,000
$191/sqft

Neighborhood

9200 E Windwood Loop
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$280,000 – $285,000
98% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34450 landed at this number or higher (51%). The median one sat 36 days before it went under contract, and this one is on day 259 after a $15,000 cut.

Sample: 57 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,765/mo
Principal & interest$1,486
Property taxes$136
Insurance$143
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$182 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,570 sq ft

Time on market

259 days

Year built

2004

Monthly payment

About $1,765/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,637 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Nicole SurilloListing data from Stellar MLS, MLS# OM717452.

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