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Overview

3 bd2 ba1,917 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot25,184 sqft
Living area1,917 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorThermostatPrivate MailboxDishwasherMicrowaveRange

2964 S Cygnet Ter is a 1993-built home in Sunrise Lake Estates, Inverness. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,917 square feet of living space. Listed at $359,880 (about $188/sqft), 136 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover peaceful waterfront living in this well-maintained 3-bedroom, 2-bath home, ideally situated on more than half an acre with a freshwater canal along the backyard. From the moment you arrive, you'll appreciate the inviting curb appeal, spacious lawn, and mature landscaping. Inside, the comfortable living room opens through French doors to a screened lanai - the perfect place to relax while enjoying views of the expansive backyard. A charming gazebo and small private dock complete the outdoor setting, offering direct canal access to Lake Henderson and the Chain of Lakes. The kitchen features generous cabinet space, stainless steel appliances, and a cozy breakfast nook, while a separate formal dining room provides additional space for entertaining. The primary suite offers attractive wood-look flooring, a walk-in closet, and a private bath with a jetted tub and step-in shower. Part of the garage has been converted into a heated and cooled hobby or game room, creating flexible space for recreation, crafts, or a home office. Additional features include a water softener, iron-removal system, a roof replaced in 2012, and an HVAC system installed in 2023. Enjoy space, comfort, and waterfront access all in one beautiful property. Schedule your private showing today!

The essentials

Built
1993
Price / sqft
$188
On market
136 days
Annual tax
$2,263
Flood zone
X · Low risk
Lot
25,184 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Waterfront
Canal - Freshwater
2 car garage
0.58 acres
Lot size
1,917 sqft
Living area

Payment

Est. monthly payment
$2,246/mo
Down payment (20%)
$71,976
Property taxes
$189/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
25,184 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Waterfront
Canal - Freshwater
Days on Market
136
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,263
Parcel #
20E-19S-23-0100-000D0-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunrise Lake Estates
County
Citrus
MLS Area
34450 - Inverness
Lot Size
25,184 sqft

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #OM725446
$359,880-1.4%
$188/sqft
-
Price change
Source: Stellar MLS #OM725446
$364,880-1.1%
$190/sqft
5/27/2026
Listed for sale
Source: Stellar MLS #OM725446
$368,800
$192/sqft

Neighborhood

2964 S Cygnet Ter
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $359,880
$350,000 – $359,880
97.3% – 100% of listTops out right at the list price
80% of listList price
29 of the last 56 home closings in 34450 landed at this number or higher (52%). The median one sat 39 days before it went under contract, and this one is on day 136 after a $8,920 cut.

Sample: 56 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,245/mo
Principal & interest$1,877
Property taxes$189
Insurance$180
Down payment20% · $71,976
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,880

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,917 sq ft

Time on market

136 days

Year built

1993

Monthly payment

About $2,246/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,263 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Bonnie CieslaListing data from Stellar MLS, MLS# OM725446.

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