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Overview

3 bd2 ba1,564 sqft2 car garageVilla
TypeVilla
HOA$129/mo
Built2026
Lot4,370 sqft
Living area1,564 sqft
Price / sqft$157
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MOCKINGBIRD RESERVE AT WINDING OAKS
Type
Villa

True monthly carry

HOA
~$129/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanCommunity MailboxGated Community - No GuardDishwasherMicrowaveRange

7350 SW 45th CT is a 2026-built home in Mockingbird Reserve At Winding Oaks, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,564 square feet of living space. Listed at $244,990 (about $157/sqft), 169 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $129 monthly.

From the listing

Under Construction. The Carrington is a stylish twin villa home featuring an open-concept design that makes gathering with friends and family a breeze. The well-appointed kitchen features ample counter space including a large kitchen island, quartz countertops, and stainless-steel appliances. The kitchen seamlessly flows into the dining and living areas. Sliding glass doors open to the covered lanai extending the living space outside and provides the perfect place for relaxing, enjoying your morning coffee, or dining al fresco. An expansive Owner's Suite is situated at the rear of the home for added privacy, and features an ensuite bathroom with a double vanity, quartz countertops, and walk-in closet. The second bedroom is located in the front of the home next to the second bathroom, also with quartz countertops. Near the kitchen and living areas, a den can be utilized as a home office or cozy living area. A two-car garage and laundry room complete this home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

The essentials

Built
2026
Price / sqft
$157
On market
169 days
Annual tax
$0
HOA
$129/mo
Flood zone
X · Low risk
Lot
4,370 sqft
Type
Villa

At a glance

Villa
Built 2026
2 car garage
4,370 sqft lot
Lot size
1,564 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,846/mo
Down payment (20%)
$48,998
Property taxes
$0/mo
HOA
$129/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2026
Lot
4,370 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
169
Open Floorplan
Community Mailbox
Gated Community - No Guard
Dishwasher
Microwave
Range
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
35521-03-088

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mockingbird Reserve At Winding Oaks
County
Marion
MLS Area
34474 - Ocala
Lot Size
4,370 sqft
HOA
$129/mo
Access Management

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #OM723797
$244,990-2.0%
$157/sqft
-
Price change
Source: Stellar MLS #OM723797
$249,990-12.6%
$160/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #OM723797
$285,990
$183/sqft

Neighborhood

7350 SW 45th CT
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $244,990
$244,990
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in 34474 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 169 after a $41,000 cut.

Sample: 14 closed townhouse or villa sales in 34474 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,846/mo
Principal & interest$1,278
Property taxes$316
Insurance$122
HOA$129
Down payment20% · $48,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,990

$157 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,564 sq ft

Time on market

169 days

Year built

2026

Monthly payment

About $1,846/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $129/mo HOA fee.

HOA fee

$129/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF WEST CENTRAL FLORIDAListing agent: Jessica CruzListing data from Stellar MLS, MLS# OM723797.

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