5416 SW 55th Ter, photo 1
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Overview

4 bd3 ba2,275 sqft3 car garageSingle Family
TypeSingle Family
HOA$72/mo
Built2026
Lot6,098 sqft
Living area2,275 sqft
Price / sqft$187
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OAKS PRESERVE
Type
Single Family Residence

True monthly carry

HOA
~$72/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanDishwasherMicrowaveRange

5416 SW 55th Ter is a 2026-built home in Oaks Preserve, Gainesville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,275 square feet of living space. Listed at $426,070 (about $187/sqft), 133 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $72 monthly.

From the listing

Under Construction. The thoughtful design of this four bedroom and three bathroom, open-concept home creates a warm and inviting space. As you enter the foyer and move into the heart of the home, you're greeted with a large kitchen overlooking the great room and dining area that leads you outside to the covered lanai. Perfect for entertaining, the kitchen has a central island with quartz countertops, a walk-in pantry, and stainless-steel appliances. Moving into the rear of the home sits the primary bedroom with a luxurious ensuite bathroom, double vanity, quartz countertops, and walk-in closets. Two bedrooms sit at the front of the home and share a full bathroom. The fourth bedroom has an ensuite bathroom with quartz countertops. Equipped with a state-of-the-art smart home system . Welcome to a space where every corner invites you to unwind and feel truly at home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

The essentials

Built
2026
Price / sqft
$187
On market
133 days
Annual tax
$0
HOA
$72/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
6,098 sqft lot
Lot size
2,275 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,057/mo
Down payment (20%)
$85,214
Property taxes
$0/mo
HOA
$72/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
133
Open Floorplan
Dishwasher
Microwave
Range
Elementary
Idylwild Elementary School-AL
Middle
Kanapaha Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$0
Parcel #
06951-010-250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oaks Preserve
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
6,098 sqft
HOA
$72/mo
Access Management

Price history

Date
Event
Price
6/3/2026
Listed for sale
Source: Stellar MLS #OM725929
$426,070
$187/sqft

Neighborhood

5416 SW 55th Ter
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $426,070
$425,000 – $426,070
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 240 home closings in 32608 landed at this number or higher (52%). The median one sat 28 days before it went under contract, and this one is on day 133.

Sample: 240 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,058/mo
Principal & interest$2,222
Property taxes$550
Insurance$213
HOA$72
Down payment20% · $85,214
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$426,070

$187 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,275 sq ft

Time on market

133 days

Year built

2026

Monthly payment

About $3,057/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $72/mo HOA fee.

HOA fee

$72/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF WEST CENTRAL FLORIDAListing agent: Jessica CruzListing data from Stellar MLS, MLS# OM725929.

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