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About this home
10358 SE 178 Pl is a 1991-built home in Spruce Creek South, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,260 square feet of living space. Listed at $214,900 (about $171/sqft), 110 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179 monthly.
Virtually Staged. Charming Updated Pecan Floor Plan in Spruce Creek South – Active 55+ Living at Its Best! Welcome home to this beautifully maintained 2-bedroom, 2-bath Pecan floor plan nestled in the desirable Spruce Creek South 55+ golf cart community. Offering the perfect blend of comfort, updates, and low-maintenance living, this home is ready for its next owner. A welcoming covered front porch, attractive leaded glass entry door, and decorative concrete landscape curbing create wonderful curb appeal. Inside, you’ll appreciate the spacious layout highlighted by 18-inch diagonal tile flooring throughout the living room, dining room, and kitchen. The bright kitchen features tile countertops, a convenient pass-through to the Florida room, and a newer stainless steel refrigerator, range, microwave, and dishwasher. Updated light fixtures throughout and a ceiling fan in the living room provide a fresh, modern feel. The Florida room offers additional living space with durable laminate flooring, making it the perfect spot to relax, read, or entertain guests. Both bedrooms are generously sized with comfortable carpeting. The spacious primary suite features a private ensuite bath complete with a walk-in shower, while both bathrooms have been updated with newer cabinetry and raised-height toilets for added comfort and convenience. Step outside to enjoy the private open patio, ideal for morning coffee or evening relaxation.Major updates have already been completed for peace of mind, including: * Roof replaced in 2024 * HVAC replaced in 2025 * Updated lighting throughout * Updated bathroom cabinetry * Raised-height toilets in both bathrooms A one-car garage completes this wonderful home, all located within the amenity-rich Spruce Creek South, where residents enjoy golf-cart access to shopping, recreation, clubs, and an active Florida lifestyle. Move-in ready and waiting for you to enjoy everything this exceptional 55+ community has to offer!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$214,900
$171 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,260 sq ft
Time on market
110 days
Year built
1991
Monthly payment
About $1,678/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,249 annual tax bill, insurance, and the $179/mo HOA fee.
HOA fee
$179/mo
Managed by Spruce creek South Operations.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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