9203 SE 118th Loop, photo 1
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Overview

3 bd2 ba1,721 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2006
Lot6,098 sqft
Living area1,721 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Street LightsDishwasherDryerMicrowaveRangeWasher

9203 SE 118th Loop is a 2006-built home in Spruce Creek Country Club Sherwood Rep, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,721 square feet of living space. Listed at $290,000 (about $169/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Enjoy exceptional energy savings with a 29-panel solar system that has saved the homeowner thousands of dollars, with recent summer electric bills of just $50 or less! Welcome to Del Webb Spruce Creek Golf & Country Club, a gated 55+ community offering a peaceful setting and an active lifestyle. This well-maintained home also features a 2020 roof, with 13 solar panels positioned on the east side and 16 panels on the south side for impressive year-round efficiency. Conveniently located near The Villages, Belleview, and Ocala, this Citation model is ideally situated near the back gate on C25 for easy access. The desirable split-bedroom floor plan offers two bedrooms, two bathrooms, and a versatile den/flex room with French doors—perfect for a home office, hobby room, or additional guest space. The open living area features a tiled entry, comfortable carpeting, and a triple sliding glass door leading to the screened lanai, creating an inviting indoor-outdoor Florida lifestyle. The kitchen and dining areas provide a functional layout for everyday living and easy entertaining. The primary suite offers a double-sink vanity, walk-in shower, private water closet, and spacious walk-in closet. Enjoy peaceful mornings and relaxing evenings on the screened lanai, complete with painted concrete flooring. Beyond the home’s comfort and thoughtful layout, the solar panel system provides substantial ongoing savings—helping protect against rising energy costs while keeping recent summer electric bills at approximately $50 or less. Del Webb Spruce Creek offers an incredible selection of amenities, including indoor and outdoor pools, a fitness center, golf, tennis, pickleball, shuffleboard, walking trails, clubhouse dining, and countless clubs and activities. Best of all, there is NO CDD! Combining comfort, convenience, exceptional energy efficiency, and an active lifestyle, this home is a wonderful opportunity in one of Summerfield’s most sought-after communities. A transferable home warranty is also included.

The essentials

Built
2006
Price / sqft
$169
On market
108 days
Annual tax
$2,445
HOA
$214/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
6,098 sqft lot
Lot size
1,721 sqft
Living area

Payment

Est. monthly payment
$2,075/mo
Down payment (20%)
$58,000
Property taxes
$204/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
108
Ceiling Fans(s)
Street Lights
Dishwasher
Dryer
Microwave
Range
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,445
Parcel #
6115-200-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Country Club Sherwood Rep
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,098 sqft
HOA
$214/mo
Leland Management/Nicole Arias

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #OM727306
$290,000-2.7%
$169/sqft
-
Price change
Source: Stellar MLS #OM727306
$298,000-6.6%
$173/sqft
6/25/2026
Listed for sale
Source: Stellar MLS #OM727306
$319,000
$185/sqft

Neighborhood

9203 SE 118th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$285,000 – $290,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 108 after a $29,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,075/mo
Principal & interest$1,512
Property taxes$204
Insurance$145
HOA$214
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,721 sq ft

Time on market

108 days

Year built

2006

Monthly payment

About $2,075/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,445 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management/Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Rene BartumListing data from Stellar MLS, MLS# OM727306.

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