12439 SE 176th Loop, photo 1
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Overview

3 bd2 ba1,803 sqftSingle Family
TypeSingle Family
HOA$152/mo
Built2004
Lot10,019 sqft
Living area1,803 sqft
Price / sqft$202

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLaminate CountersOpen FloorplanSplit BedroomThermostatTray Ceiling(s)

12439 SE 176th Loop is a 2004-built home in Stonecrest, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,803 square feet of living space. Listed at $364,000 (about $202/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.

From the listing

Virtually Staged. Welcome to your Florida home in Stonecrest! Located in a gated, deed-restricted 55+ community, this custom-built, one-owner home was built in 2004 and offers a desirable north-facing orientation. Enjoy the convenience of services just outside the gate, with many accessible by golf cart, and discover a wonderful community of friends and neighbors.**** Thoughtfully designed with impressive architectural details, this home features 14-foot and 10-foot smooth ceilings, elegant tray ceilings, and arched doorways. The kitchen offers an island with storage, vented range hood, an approximately 6' x 2' x 7' pantry with custom pullout shelves, a generous 9'9" breakfast bar, and four recessed LED lights. A formal dining room with a large decorative window provides a welcoming space for entertaining.**** The expanded great room, extended by 6 feet, offers plenty of room for gatherings and features a 10-foot tray ceiling, ceiling fan, and four recessed LED lights. Four sliding glass door panels, totaling 12 feet, open to the covered lanai and screened porch with ceiling fan, and a 6x6' patio for the grill creating a wonderful connection between indoor and outdoor living.**** The spacious primary suite features a tray ceiling, new blinds in 2023, ceiling fan, one walk-in closet with a pocket door, and two additional built-in closets. The en-suite bathroom includes a two-bowl vanity, linen closet, and a 3' x 5' tiled shower with a curtain rather than a door for easy access, plus a large casement window in the shower area.**** Additional highlights include a laundry room with sink and cabinets, a spacious expanded 26' x 22' garage with 10-foot ceiling, pull-down attic access, exterior keypad, side utility door, and a whole-house water filtration system. *********Enjoy peace of mind with numerous updates: 2025: Dishwasher and garbage disposal* 2024: Ten new non-impact windows, range, and microwave* 2021: Hot water heater* 2020: Roof and 3.5-ton HVAC system* 2017: Garage door, washer, and dryer****** Additional benefits include no carpet, no CDD or bond, and a monthly HOA fee of just $152.00. Two ladders and a wall-mounted TV convey with the home. Blueprints and survey are available.*************** Make this inviting Stonecrest home your own and enjoy the Florida lifestyle, convenient amenities, and a welcoming community of friends!*****Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest. Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active 55+ golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more. At Stonecrest, you'll have access to an array of amenities, including 26 clubs,67 activities, four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center. Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here. With numerous activities to join, you'll never run out of opportunities to explore your passions and hobbies. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more. Welcome to Stonecrest. Call Cheryl for more details or to schedule your private showing.

The essentials

Built
2004
Price / sqft
$202
On market
2 days
Annual tax
$2,474
HOA
$152/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Fitness center too
10,019 sqft lot
Lot size
1,803 sqft
Living area

Payment

Est. monthly payment
$2,438/mo
Down payment (20%)
$72,800
Property taxes
$206/mo
HOA
$152/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
2
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Laminate Counters
Open Floorplan
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sprinkler Metered
Association Recreation - Owned
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Gated Community - No Guard
Golf Carts OK
Golf
Park
Pool
Tennis Court(s)
Wheelchair Access
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Whole House R.o. System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,474
Parcel #
6270-002-012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonecrest
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,019 sqft
LandscapedNear Golf CourseOversized LotPrivatePaved
HOA
$152/mo
Carmel Knight

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #G5118925
$364,000
$202/sqft

Neighborhood

12439 SE 176th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $364,000
$357,500 – $364,000
98.1% – 100% of listTops out right at the list price
80% of listList price
177 of the last 352 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 2.

Sample: 352 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,439/mo
Principal & interest$1,898
Property taxes$206
Insurance$182
HOA$152
Down payment20% · $72,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$364,000

$202 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,803 sq ft

Time on market

2 days

Year built

2004

Monthly payment

About $2,438/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,474 annual tax bill, insurance, and the $152/mo HOA fee.

HOA fee

$152/mo

Managed by Carmel Knight.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - SUMMERFIELDListing agent: Cheryl PecoraroListing data from Stellar MLS, MLS# G5118925.

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