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About this home
12439 SE 176th Loop is a 2004-built home in Stonecrest, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,803 square feet of living space. Listed at $364,000 (about $202/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.
Virtually Staged. Welcome to your Florida home in Stonecrest! Located in a gated, deed-restricted 55+ community, this custom-built, one-owner home was built in 2004 and offers a desirable north-facing orientation. Enjoy the convenience of services just outside the gate, with many accessible by golf cart, and discover a wonderful community of friends and neighbors.**** Thoughtfully designed with impressive architectural details, this home features 14-foot and 10-foot smooth ceilings, elegant tray ceilings, and arched doorways. The kitchen offers an island with storage, vented range hood, an approximately 6' x 2' x 7' pantry with custom pullout shelves, a generous 9'9" breakfast bar, and four recessed LED lights. A formal dining room with a large decorative window provides a welcoming space for entertaining.**** The expanded great room, extended by 6 feet, offers plenty of room for gatherings and features a 10-foot tray ceiling, ceiling fan, and four recessed LED lights. Four sliding glass door panels, totaling 12 feet, open to the covered lanai and screened porch with ceiling fan, and a 6x6' patio for the grill creating a wonderful connection between indoor and outdoor living.**** The spacious primary suite features a tray ceiling, new blinds in 2023, ceiling fan, one walk-in closet with a pocket door, and two additional built-in closets. The en-suite bathroom includes a two-bowl vanity, linen closet, and a 3' x 5' tiled shower with a curtain rather than a door for easy access, plus a large casement window in the shower area.**** Additional highlights include a laundry room with sink and cabinets, a spacious expanded 26' x 22' garage with 10-foot ceiling, pull-down attic access, exterior keypad, side utility door, and a whole-house water filtration system. *********Enjoy peace of mind with numerous updates: 2025: Dishwasher and garbage disposal* 2024: Ten new non-impact windows, range, and microwave* 2021: Hot water heater* 2020: Roof and 3.5-ton HVAC system* 2017: Garage door, washer, and dryer****** Additional benefits include no carpet, no CDD or bond, and a monthly HOA fee of just $152.00. Two ladders and a wall-mounted TV convey with the home. Blueprints and survey are available.*************** Make this inviting Stonecrest home your own and enjoy the Florida lifestyle, convenient amenities, and a welcoming community of friends!*****Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest. Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active 55+ golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more. At Stonecrest, you'll have access to an array of amenities, including 26 clubs,67 activities, four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center. Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here. With numerous activities to join, you'll never run out of opportunities to explore your passions and hobbies. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more. Welcome to Stonecrest. Call Cheryl for more details or to schedule your private showing.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$364,000
$202 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,803 sq ft
Time on market
2 days
Year built
2004
Monthly payment
About $2,438/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,474 annual tax bill, insurance, and the $152/mo HOA fee.
HOA fee
$152/mo
Managed by Carmel Knight.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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