10116 E Gulf To Lake Hwy, photo 1
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Overview

3 bd1 ba1,104 sqftSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot9,854 sqft
Living area1,104 sqft
Price / sqft$163

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About this home

Ceiling Fans(s)Chair RailPrimary Bedroom Main FloorSplit BedroomWindow TreatmentsLightingStreet LightsDryer

10116 E Gulf To Lake Hwy is a 1965-built home in East Cove Unit 01, Inverness. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,104 square feet of living space. Listed at $179,900 (about $163/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Waterfront cutie! No leasing restrictions! Vacation home? Vacation rental? Retirement? Cool place to live and work? Live one the WATER! Three bedrooms, one bath home located on the chain of lakes! Can be sold furnished or unfurnished - take a look at Inverness! This efficient floor plan packs a punch for Florida living. Split plan and very large screened in back porch overlooking the private backyard and dock. Easy to see call today!

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The essentials

Built
1965
Price / sqft
$163
On market
73 days
Annual tax
$406
Flood zone
X · Low risk
Lot
9,854 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
Waterfront
Lake Front
9,854 sqft lot
Lot size
1,104 sqft
Living area

Payment

Est. monthly payment
$1,062/mo
Down payment (20%)
$35,980
Property taxes
$34/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
9,854 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
73
Ceiling Fans(s)
Chair Rail
Primary Bedroom Main Floor
Split Bedroom
Window Treatments
Lighting
Street Lights
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$406
Parcel #
20E-19S-12-0010-000A0-0300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East Cove Unit 01
County
Citrus
MLS Area
34450 - Inverness
Lot Size
9,854 sqft

Price history

Date
Event
Price
10/4/2026
Price change
Source: Stellar MLS #OM729705
$179,900-7.7%
$163/sqft
-
Price change
Source: Stellar MLS #OM729705
$195,000-9.3%
$177/sqft
8/3/2026
Listed for sale
Source: Stellar MLS #OM729705
$215,000
$195/sqft

Neighborhood

10116 E Gulf To Lake Hwy
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $179,900
$175,000 – $179,900
97.3% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 home closings in 34450 landed at this number or higher (52%). The median one sat 36 days before it went under contract, and this one is on day 73 after a $35,100 cut.

Sample: 58 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,062/mo
Principal & interest$938
Property taxes$34
Insurance$90
Down payment20% · $35,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$179,900

$163 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,104 sq ft

Time on market

73 days

Year built

1965

Monthly payment

About $1,062/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $406 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered bySELLSTATE NGR-INVERNESSListing agent: Mary ParsonsListing data from Stellar MLS, MLS# OM729705.

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