00 99th Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot905,177 sqft

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About this home

00 99th Ln is a home in Hickory Estate, Live Oak. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Located in Suwannee County, Florida, this 20.78-acre property offers a combination of plantation style pines, a cleared potential homesite, county road access, and established wildlife habitat. The property is located off 99th Lane, a county-maintained road, providing access to a rural setting while remaining approximately 10 minutes from the City of Live Oak. Approximately 20 acres of the property are planted in plantation-style pine timber, providing a wooded setting and potential recreational and timber-related uses. A 3.5-acre cleared homesite area provides an open portion of the property for a potential homesite, subject to applicable county regulations and site requirements. There are also two mowed entrances providing established access points from 99th Lane. The property is entirely within Flood Zone X, according to the information provided, and power is available at the northeast corner of the property. These features provide a starting point for someone looking for a rural property with an existing cleared area and nearby utility access. Trail camera images from the property show the quality of Whitetail deer that Suwannee County can produce. While strong in deer numbers, wild turkey also frequent the property. Sprawling live oak trees that add mature hardwood cover and variety to the landscape. The combination of pine timber, open acreage, and hardwoods provides different habitat types across the tract. Suwannee County is known for its agricultural land, rivers, springs, and rural landscape. The Suwannee River is located nearby, providing access to one of North Florida's well-known natural resources and recreational areas. The City of Live Oak is approximately 10 minutes away, providing convenient access to shopping, restaurants, schools, services, and other everyday amenities. Whether you're looking for a rural homesite, recreational acreage, hunting property, or a tract with planted pine timber, this 20.78-acre property offers several features worth considering. With county-maintained road access, a cleared 3.5-acre potential homesite, power at the northeast corner, planted pines, mature live oaks, and established wildlife habitat, the property provides a mix of open and wooded acreage in Suwannee County.

The essentials

On market
60 days
Annual tax
$1,777
Flood zone
X · Low risk
Lot
905,177 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,457/mo
Down payment (20%)
$45,800
Property taxes
$148/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
905,177 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
60
Flood Zone X
Annual Tax (2025)
$1,777
Parcel #
06-04S-14E-02958-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hickory Estate
County
Suwannee
MLS Area
32060 - Live Oak
Lot Size
905,177 sqft

Price history

Date
Event
Price
8/17/2026
Listed for sale
Source: Stellar MLS #OM730527
$229,000

Neighborhood

00 99th Ln
Live Oak, FL, 32060 · 32060 - Live Oak

Calculator

Est. monthly payment
$1,457/mo
Principal & interest$1,194
Property taxes$148
Insurance$115
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

Time on market

60 days

Monthly payment

About $1,457/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,777 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWHITETAIL PROPERTIES REAL ESTATEListing agent: Thomas LadoListing data from Stellar MLS, MLS# OM730527.

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