9286 SE 128th St, photo 1
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Overview

2 bd2 ba1,732 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2002
Lot10,454 sqft
Living area1,732 sqft
Price / sqft$211
Garage2 car

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Saturday, Oct 10 · 12:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

9286 SE 128th St is a 2002-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,732 square feet of living space. Listed at $365,000 (about $211/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

RARE POOL HOME ON OVERSIZED CUL-DE-SAC LOT! Welcome to this beautifully updated 2 BR plus den Madeira model in the premier 55+ Del Webb community. Perfectly set on a premium 10,454 sq ft semi-private cul-de-sac lot, featuring 1732 sf of refined living space and a resort-style outdoor retreat with a gas-heated SALT WATER pool, attached spa and 34x20 bird cage. A beautiful front courtyard with lots of curb appeal takes you inside to a light and bright open floor plan with beautiful views of the pool and spa areas. Upgrades include crown molding throughout, tile floors in main living areas and laminate in the bedrooms (no carpet), French doors leading to the office/den, ceiling fans throughout except kitchen and dinette. The kitchen features stainless steel appliances, a skylight, a bay window dinette, upgraded maple cabinets w/crown molding, beveled counter tops, and an adjoining bonus space with a built-in desk and bookshelves. The primary suite also highlights a charming bay window with a view of the pool and adjoining landscaping. Step outside into your private outdoor oasis featuring a 34x10 open lanai, a spacious 34x20 birdcage, and a custom gas-heated saltwater pool and spa renovated in 2024. Major home updates include a 2018 roof, 2018 A/C, 2018 gas water heater. An oversized garage extended 4 feet with built-in cabinetry and shelving adds lots of storage. A shared irrigation well keeps your water bill low. (Note: refrigerator in garage does not convey. Seller is a licensed Realtor in the state of Florida)

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The essentials

Built
2002
Price / sqft
$211
On market
36 days
Annual tax
$2,709
HOA
$214/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
Heated
2 car garage
Driveway
10,454 sqft lot
Lot size
1,732 sqft
Living area

Payment

Est. monthly payment
$2,526/mo
Down payment (20%)
$73,000
Property taxes
$226/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
10,454 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Gas
Parking
Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
36
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Courtyard
Private Mailbox
Rain Gutters
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,709
Parcel #
6120-089-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,454 sqft
Cul-De-SacLandscapedOversized LotPaved
HOA
$214/mo
Leland Management/Nicole Arias

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #OM731513
$365,000
$211/sqft

Neighborhood

9286 SE 128th St
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$357,500 – $365,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 36.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,526/mo
Principal & interest$1,904
Property taxes$226
Insurance$183
HOA$214
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$211 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,732 sq ft

Time on market

36 days

Year built

2002

Monthly payment

About $2,526/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,709 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management/Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byJUDY L. TROUT REALTYListing agent: Charles CampbellListing data from Stellar MLS, MLS# OM731513.

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