12992 SE 91st CT, photo 1
Active
1 / 71

Overview

2 bd3 ba2,446 sqft3 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2003
Lot10,454 sqft
Living area2,446 sqft
Price / sqft$196
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomTray Ceiling(s)Sliding Doors

12992 SE 91st CT is a 2003-built home in Spruce Crk CC Torrey Pines, Summerfield. Inside you'll find 2 bedrooms, 3 bathrooms, and 2,446 square feet of living space. Listed at $480,000 (about $196/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

This 2-bedroom plus den, 2.5-bath home with an extended two-car garage and separate golf cart garage offers an impressive 2,446 square feet of living space plus an enclosed lanai.If waking up to sweeping golf course views is on your wish list, this home delivers. Perfectly positioned on a premium golf-front homesite, you'll enjoy panoramic fairway views from the comfort of your oversized enclosed lanai, creating the ideal setting for morning coffee, evening sunsets, or entertaining friends year-round. Designed with both comfort and flexibility in mind, the spacious floor plan offers a formal living room, dining room, and an expansive family room that flows effortlessly into the kitchen. A versatile den provides endless possibilities for a home office, fitness studio, craft room, game room, or additional guest space. The private primary suite is a true retreat, featuring a tray ceiling, crown molding, a large walk-in closet, and a spacious en-suite bath with dual vanities, a walk-in shower, a separate soaking tub, and a private water closet. The generous indoor laundry room is equipped with cabinets. Car enthusiasts and hobbyists will appreciate one of the largest garages in the community, offering space for two full-size vehicles, dedicated golf cart parking, and an additional storage area. Major updates provide added peace of mind, including a new roof in 2020. Combining stunning golf views, generous living spaces, thoughtful upgrades, and exceptional functionality, this home offers the Florida lifestyle you've been waiting for. Schedule your private showing today.

The essentials

Built
2003
Price / sqft
$196
On market
85 days
Annual tax
$6,799
HOA
$214/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
3 car garage
Driveway
10,454 sqft lot
Lot size
2,446 sqft
Living area

Payment

Est. monthly payment
$3,524/mo
Down payment (20%)
$96,000
Property taxes
$567/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
10,454 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Golf Cart Garage
Days on Market
85
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Tray Ceiling(s)
Sliding Doors
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Street Lights
Built-in Oven
Cooktop
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,799
Parcel #
6113-071-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk CC Torrey Pines
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,454 sqft
In CountyLandscapedLevelOn Golf CourseSidewalkPaved
HOA
$214/mo
Leland Management

Price history

Date
Event
Price
8/8/2026
Price change
Source: Stellar MLS #O6421980
$480,000-3.0%
$196/sqft
7/17/2026
Listed for sale
Source: Stellar MLS #O6421980
$495,000
$202/sqft

Neighborhood

12992 SE 91st CT
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$470,000 – $480,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 85 after a $15,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,524/mo
Principal & interest$2,503
Property taxes$567
Insurance$240
HOA$214
Down payment20% · $96,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$196 per sq ft

Beds and baths

2 beds, 3 baths

Size

2,446 sq ft

Time on market

85 days

Year built

2003

Monthly payment

About $3,524/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,799 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: David Plasencia, LLCListing data from Stellar MLS, MLS# O6421980.

Keep exploring Florida

Pick up where you left off, or see what else is out there.