17655 SE 102nd Cir, photo 1
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Overview

2 bd2 ba1,008 sqft2 car garageSingle Family
TypeSingle Family
HOA$175.33/mo
Built1991
Lot10,890 sqft
Living area1,008 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Private MailboxDishwasherMicrowave

17655 SE 102nd Cir is a 1991-built home in Spruce Crk South 03, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $190,000 (about $188/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175.33 monthly.

From the listing

Virtually Staged. Tucked within Spruce Creek South in Summerfield, this refreshed 2-bedroom, 2-bathroom home with a 2-car garage offers a comfortable and inviting floor plan with numerous recent updates throughout. Fresh paint, new flooring, updated bathrooms, a new HVAC system and water heater complement the 2022 roof, making this home ready for its next owner. The open living area flows into a bright eat-in kitchen and Florida room overlooking the backyard, while the primary suite features a walk-in closet and private bath with a spacious walk-in shower. Conveniently located near golf, shopping, dining, medical services, and all that The Villages area has to offer. Schedule your showing today!

The essentials

Built
1991
Price / sqft
$188
On market
43 days
Annual tax
$3,443
HOA
$175.33/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
2 car garage
0.25 acres
Lot size
1,008 sqft
Living area

Payment

Est. monthly payment
$1,548/mo
Down payment (20%)
$38,000
Property taxes
$287/mo
HOA
$175.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
43
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Private Mailbox
Dishwasher
Microwave
Range
Flood Zone X
Annual Tax (2025)
$3,443
Parcel #
6003-015-007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk South 03
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,890 sqft
HOA
$175.33/mo
Jeanette Morgan

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #OM731563
$190,000-7.3%
$188/sqft
-
Price change
Source: Stellar MLS #OM731563
$205,000-2.4%
$203/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #OM731563
$210,000
$208/sqft

Neighborhood

17655 SE 102nd Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $190,000
$187,500 – $190,000
98.1% – 100% of listTops out right at the list price
80% of listList price
176 of the last 350 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 43 after a $20,000 cut.

Sample: 350 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,548/mo
Principal & interest$991
Property taxes$287
Insurance$95
HOA$175
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$188 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,008 sq ft

Time on market

43 days

Year built

1991

Monthly payment

About $1,548/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,443 annual tax bill, insurance, and the $175.33/mo HOA fee.

HOA fee

$175.33/mo

Managed by Jeanette Morgan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRESOLUTE REAL ESTATE LLCListing agent: Tyler StumpListing data from Stellar MLS, MLS# OM731563.

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