414 Lake St, photo 1
Active
1 / 22

Overview

5 bd4 ba3,156 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1905
Lot25,640 sqft
Living area3,156 sqft
Price / sqft$174
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

414 Lake St is a 1905-built home in Hawkins, Inverness. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,156 square feet of living space. Listed at $549,900 (about $174/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

GORGEOUS LAKEFRONT LADY IN HISTORIC INVERNESS! Imagine calling this gracious home your own. They don't make 'em like this anymore! Large .59 acre property on the lake with its own dock/boathouse downtown right in the middle of everything. Statuesque mature trees draped in moss add to the sweet southern charm of this lovely house featuring a wraparound front porch just calling out for tea parties and mint juleps. Enter the home to behold a magnificent arching staircase, real wooden floors and transom windows. Several fireplaces and a spiral outside staircase add architectural interest. A Mackenzie Childs bathroom complete with clawfoot tub increases the overall esthetic. Additionally, a back deck provides a perfect spot for BBQs and gatherings while drinking in the fantastic lake view over the expansive lawn. This beautiful home needs TLC and restoration to bring her back to her former and future glory, but oh the bones! Like a slightly faded silent era movie star, she will mount a comeback with a new owner who appreciates her wit, charm, and potential to shine as a historic BnB or as your own perfectly stunning residence!

The essentials

Built
1905
Price / sqft
$174
On market
30 days
Annual tax
$9,926
Flood zone
X · Low risk
Lot
25,640 sqft
Type
Single Family Residence

At a glance

Single family
Built 1905
Waterfront
Lake Front
1 car garage
Driveway
0.59 acres
Lot size
3,156 sqft
Living area

Payment

Est. monthly payment
$3,970/mo
Down payment (20%)
$109,980
Property taxes
$827/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1905
Lot
25,640 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Heat Pump
Parking
Driveway
Waterfront
Lake Front, Lake Privileges
Days on Market
30
Ceiling Fans(s)
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Dog Run
Private Yard
Convection Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Microwave
Refrigerator
Elementary
Inverness Primary School
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$9,926
Parcel #
20E-19S-17-0020-00170-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hawkins
County
Citrus
MLS Area
34450 - Inverness
Lot Size
25,640 sqft
ClearedCorner LotHistoric DistrictCity LimitsPaved

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #OM732194
$549,900
$174/sqft

Neighborhood

414 Lake St
Inverness, FL, 34450 · 34450 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$540,000 – $549,900
98% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34450 landed at this number or higher (51%). The median one sat 36 days before it went under contract, and this one is on day 30.

Sample: 57 closed home sales in 34450 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,970/mo
Principal & interest$2,868
Property taxes$827
Insurance$275
Down payment20% · $109,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$174 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,156 sq ft

Time on market

30 days

Year built

1905

Monthly payment

About $3,970/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,926 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBHHS-FLORIDA SHOWCASE PROPERTIESListing agent: Tammy DiazListing data from Stellar MLS, MLS# OM732194.

Keep exploring Florida

Pick up where you left off, or see what else is out there.