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Overview

3 bd3 ba2,627 sqft3 car garageSingle Family
TypeSingle Family
HOA$155/yr
Built2006
Lot15,218 sqft
Living area2,627 sqft
Price / sqft$200
Garage3 car

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About this home

Ceiling Fans(s)Central VaccumEat-in KitchenOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomTray Ceiling(s)

5 Zinnias CT is a 2006-built home in Sugarmill Woods Oak Village, Homosassa. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,627 square feet of living space. Listed at $525,000 (about $200/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 annually.

From the listing

Welcome to this exceptional 2006 3-bedroom, 3-bathroom residence offering 2627 square feet of well-designed living space, perfectly nestled on a quiet cul-de-sac overlooking a serene greenbelt in the desirable Oak Village of Sugarmill Woods. Located within a deed-restricted community, this meticulously maintained home blends timeless elegance with modern updates and energy-efficient features. Step through the impressive, covered double-door entry into an open & split-bedroom floor plan highlighted by rounded corners, built-in shelving, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. A dedicated office provides the perfect space for working from home, while the formal dining room and sunny breakfast nook offer flexible dining options. The gourmet kitchen is designed to impress, featuring rich wood cabinetry, granite countertops, stainless steel appliances, a center island, breakfast bar, and ample prep space for the home chef. The exterior presents a secluded outdoor oasis where a heated, saltwater screened pool is complemented by a covered lanai, summer kitchen, and convenient outdoor pool shower—creating the perfect setting to relax or entertain year-round. Designed with comfort and efficiency in mind, this home includes a paid-for whole-house solar system (2016), three independent HVAC zones with separate thermostats, a 2019 air conditioning system, new windows (2018), a roof replaced in 2015, a dedicated irrigation well (2020), central vacuum system, all-new LED lighting, and an interior laundry room complete with washer and dryer. Additional highlights include a spacious side-entry screened 3-car garage with ample storage and exceptional curb appeal. Conveniently located near golf courses, shopping, dining, medical facilities, and the Nature Coast's renowned outdoor recreation, this remarkable home offers the perfect combination of luxury, efficiency, and Florida lifestyle.

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The essentials

Built
2006
Price / sqft
$200
On market
9 days
Annual tax
$3,362
HOA
$155/yr
Flood zone
X · Low risk
Lot
15,218 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
Heated
3 car garage
0.35 acres
Lot size
2,627 sqft
Living area

Payment

Est. monthly payment
$3,294/mo
Down payment (20%)
$105,000
Property taxes
$280/mo
HOA
$155/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
15,218 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Pool
Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
Days on Market
9
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Golf
Playground
Pool
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,362
Parcel #
18E-20S-13-0020-01760-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Oak Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
15,218 sqft
Cul-De-SacGreenbeltIrregular LotLandscaped
HOA
$155/yr
Sugarmill Woods Oak Village

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #OM733261
$525,000
$200/sqft

Neighborhood

5 Zinnias CT
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$515,000 – $525,000
97.8% – 100% of listTops out right at the list price
80% of listList price
77 of the last 153 home closings in 34446 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 9.

Sample: 153 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,294/mo
Principal & interest$2,738
Property taxes$280
Insurance$263
HOA$13
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$200 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,627 sq ft

Time on market

9 days

Year built

2006

Monthly payment

About $3,294/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,362 annual tax bill, insurance, and the $155/yr HOA fee.

HOA fee

$155/yr

Managed by Sugarmill Woods Oak Village.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY - ELITE PARTNERS IIListing agent: Tomika Spires-HanssenListing data from Stellar MLS, MLS# OM733261.

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