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About this home
17565 SE 102nd Ave is a 1990-built home in Spruce Crk South 03, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $249,000 (about $218/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179 monthly.
Welcome to your retirement oasis in Spruce Creek South! Welcome home to this light, bright, and spacious 2-bedroom, 2-bath home in the sought-after Spruce Creek South 55+ golf cart community, offering comfortable living spaces and an inviting Florida lifestyle. With over 1,400 square feet of air-conditioned living space, including a large bonus room, this versatile floor plan offers plenty of room to live, work, entertain, and enjoy your hobbies. The bonus room could easily serve as a home office, den, hobby room, or additional gathering space. The home features a welcoming eat-in kitchen with granite countertops, beautiful laminate flooring, and an open, comfortable layout designed for both everyday living and entertaining. Step outside to the covered and screened lanai, the perfect place to relax and enjoy the Florida weather while overlooking the beautifully landscaped, spacious, and private yard. A 2-car garage provides convenient parking and additional storage, while the new roof will be installed prior to closing, offering added peace of mind for the next owner. Enjoy the security and amenities of this guard-gated 55+ active adult community, where there is always something to do. Residents enjoy an impressive array of amenities, including a community pool and hot tub, golf, billiards, fitness facilities, horseshoes, a baseball field, and beautifully maintained grounds. With numerous social clubs and planned activities, it’s easy to stay active, make new friends, and enjoy everything this vibrant community has to offer. The location is hard to beat! Conveniently located next to The Villages, you’ll be close to an abundance of dining, shopping, entertainment, medical services, and religious institutions—putting everything you need within easy reach. And there’s even more to love: very reasonable HOA fees make this an exceptional opportunity to enjoy an active Florida lifestyle while keeping monthly community expenses manageable. The seller is highly motivated! Come see this wonderful home and all that Spruce Creek South has to offer. Bring your offers and make this Florida lifestyle your own!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,000
$218 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,144 sq ft
Time on market
9 days
Year built
1990
Monthly payment
About $1,712/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,319 annual tax bill, insurance, and the $179/mo HOA fee.
HOA fee
$179/mo
Managed by Tracy Brown, Heritage Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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