17565 SE 102nd Ave, photo 1
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Overview

2 bd2 ba1,144 sqftSingle Family
TypeSingle Family
HOA$179/mo
Built1990
Lot10,890 sqft
Living area1,144 sqft
Price / sqft$218

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About this home

Eat-in KitchenSolid Wood CabinetsStone CountersWalk-in Closet(s)GardenPrivate MailboxDishwasherDryer

17565 SE 102nd Ave is a 1990-built home in Spruce Crk South 03, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $249,000 (about $218/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179 monthly.

From the listing

Welcome to your retirement oasis in Spruce Creek South! Welcome home to this light, bright, and spacious 2-bedroom, 2-bath home in the sought-after Spruce Creek South 55+ golf cart community, offering comfortable living spaces and an inviting Florida lifestyle. With over 1,400 square feet of air-conditioned living space, including a large bonus room, this versatile floor plan offers plenty of room to live, work, entertain, and enjoy your hobbies. The bonus room could easily serve as a home office, den, hobby room, or additional gathering space. The home features a welcoming eat-in kitchen with granite countertops, beautiful laminate flooring, and an open, comfortable layout designed for both everyday living and entertaining. Step outside to the covered and screened lanai, the perfect place to relax and enjoy the Florida weather while overlooking the beautifully landscaped, spacious, and private yard. A 2-car garage provides convenient parking and additional storage, while the new roof will be installed prior to closing, offering added peace of mind for the next owner. Enjoy the security and amenities of this guard-gated 55+ active adult community, where there is always something to do. Residents enjoy an impressive array of amenities, including a community pool and hot tub, golf, billiards, fitness facilities, horseshoes, a baseball field, and beautifully maintained grounds. With numerous social clubs and planned activities, it’s easy to stay active, make new friends, and enjoy everything this vibrant community has to offer. The location is hard to beat! Conveniently located next to The Villages, you’ll be close to an abundance of dining, shopping, entertainment, medical services, and religious institutions—putting everything you need within easy reach. And there’s even more to love: very reasonable HOA fees make this an exceptional opportunity to enjoy an active Florida lifestyle while keeping monthly community expenses manageable. The seller is highly motivated! Come see this wonderful home and all that Spruce Creek South has to offer. Bring your offers and make this Florida lifestyle your own!

The essentials

Built
1990
Price / sqft
$218
On market
9 days
Annual tax
$1,319
HOA
$179/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
0.25 acres
Lot size
1,144 sqft
Living area

Payment

Est. monthly payment
$1,712/mo
Down payment (20%)
$49,800
Property taxes
$110/mo
HOA
$179/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Eat-in Kitchen
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Garden
Private Mailbox
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,319
Parcel #
6003-013-037

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk South 03
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,890 sqft
HOA
$179/mo
Tracy Brown, Heritage Management

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #OM733717
$249,000
$218/sqft

Neighborhood

17565 SE 102nd Ave
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$245,000 – $249,000
98.1% – 100% of listTops out right at the list price
80% of listList price
176 of the last 350 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 9.

Sample: 350 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,712/mo
Principal & interest$1,299
Property taxes$110
Insurance$125
HOA$179
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$218 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,144 sq ft

Time on market

9 days

Year built

1990

Monthly payment

About $1,712/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,319 annual tax bill, insurance, and the $179/mo HOA fee.

HOA fee

$179/mo

Managed by Tracy Brown, Heritage Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Brenda LepperListing data from Stellar MLS, MLS# OM733717.

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