10020 SW 96th St, photo 1
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Overview

2 bd2 ba1,342 sqftSingle Family
TypeSingle Family
HOA$493.63/mo
Built2022
Lot5,663 sqft
Living area1,342 sqft
Price / sqft$221

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)

10020 SW 96th St is a 2022-built home in On Top Of The World- Crescent Ridge, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,342 square feet of living space. Listed at $297,000 (about $221/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Live life like you’re on vacation in this flawlessly upgraded two-bedroom, two-bath Oren model designed for effortless comfort and an amazing Florida lifestyle. Located in the Crescent Ridge area of On Top of the World, Ocala’s premier gated 55 plus community known for its resort-style amenities, this beautifully finished home delivers style, convenience, and curb appeal at every turn. Stacked stone accents, lush landscaping, a paver-lined driveway and walkway, and a welcoming covered front porch with a seating area create an inviting first impression. A glass-inset front door opens to the light and bright floor plan featuring an eye-pleasing, neutral color palette with luxury vinyl plank flooring and energy-efficient ceiling fans throughout. The gathering room offers elegant crown molding, an impressive tray ceiling, and a custom mirrored accent wall, adding to the feeling of spaciousness. Glass sliders provide seamless access to the screened-in lanai, creating an easy transition to a comfortable outdoor living area equipped with a TV outlet and an insulated ceiling for year-round enjoyment. Custom blinds provide added privacy, while the adjoining paver patio offers the perfect spot for your barbecue grill. The designer-grade kitchen overlooks the living area and features granite countertops, crisp white soft-close cabinetry with under-cabinet lighting, and a striking tile backsplash. A stainless steel appliance package that includes an upgraded dishwasher and gas range pairs with bar-height seating and a convenient pantry to complete this thoughtfully planned space. The owner’s suite showcases a custom-outfitted walk-in closet and an en suite bathroom highlighted by a double-sink vanity with granite countertops and soft-close cabinetry. The walk-in shower features a full tile surround with a glass tile accent inlay and river rock stone flooring, creating a refined, spa-inspired finish. Visitors will appreciate the upgraded guest bathroom, featuring granite countertops and modern fixtures, while the Aquasure water softener adds an extra layer of comfort and convenience. The two-car garage includes an insulated door, epoxy-coated flooring, additional electrical outlets, a pull-down attic ladder with lit storage, and bike pulleys, creating a highly functional space designed for everyday ease. Kick back and relax or get out and enjoy some activities, as this master planned community is loaded with amenities including 3 golf courses, indoor/outdoor pools, activities, recreation centers, clubs, concerts, dedicated RV parking, Veterans Park, and even golf cart access to nearby shopping centers and Shalom Park. Conveniently located off Hwy 200, OTOW is near multiple shopping centers, banks, restaurants, and medical facilities, and is also located a short drive from the World Equestrian Center.

The essentials

Built
2022
Price / sqft
$221
On market
8 days
Annual tax
$3,201
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
5,663 sqft lot
Lot size
1,342 sqft
Living area

Payment

Est. monthly payment
$2,458/mo
Down payment (20%)
$59,400
Property taxes
$267/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener
Days on Market
8
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Dishwasher
Exhaust Fan
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,201
Parcel #
3530-104-069

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World- Crescent Ridge
County
Marion
MLS Area
34481 - Ocala
Lot Size
5,663 sqft
ClearedLandscapedPavedPrivate
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #OM733778
$297,000
$221/sqft

Neighborhood

10020 SW 96th St
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $297,000
$290,000 – $297,000
97.7% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 8.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,458/mo
Principal & interest$1,549
Property taxes$267
Insurance$149
HOA$494
Down payment20% · $59,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$297,000

$221 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,342 sq ft

Time on market

8 days

Year built

2022

Monthly payment

About $2,458/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,201 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER LLC - OCALAListing agent: Anthony AlfaroneListing data from Stellar MLS, MLS# OM733778.

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