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Overview

2 bd2 ba1,983 sqft2 car garageSingle Family
TypeSingle Family
HOA$463/mo
Built2023
Lot10,454 sqft
Living area1,983 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWindow TreatmentsLighting

10564 SW 98th Ln is a 2023-built home in On Top Of The World Longleaf Ridge, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,983 square feet of living space. Listed at $399,999 (about $202/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $463 monthly.

From the listing

Welcome to your dream home in the highly sought-after On Top of the World community! Built in 2023, this stunning 2-bedroom, 2-bathroom residence with a versatile flex room offers the perfect combination of modern design and convenience. Step inside to an open floor plan with luxury vinyl flooring throughout, creating a seamless and elegant space for living and entertaining. The kitchen and living area flow effortlessly to the spacious back porch, where you can relax with your morning coffee or unwind with evening cocktails while enjoying the privacy of no rear neighbors. The community boasts an impressive array of amenities, including golf, tennis, pickleball, lap pools, spa and sauna facilities, fitness classes, and a full-service restaurant. You'll also find shopping, dining, and healthcare options just minutes away. This move-in-ready home is ideal for those seeking an active and vibrant lifestyle. Schedule your tour today and discover why On Top of the World truly lives up to its name!

The essentials

Built
2023
Price / sqft
$202
On market
333 days
Annual tax
$5,412
HOA
$463/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
10,454 sqft lot
Lot size
1,983 sqft
Living area

Payment

Est. monthly payment
$3,200/mo
Down payment (20%)
$80,000
Property taxes
$451/mo
HOA
$463/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,454 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Days on Market
333
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Window Treatments
Lighting
Sidewalk
Sliding Doors
Buyer Approval Required
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Pool
Restaurant
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$5,412
Parcel #
3530-065-092

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World Longleaf Ridge
County
Marion
MLS Area
34481 - Ocala
Lot Size
10,454 sqft
ClearedLandscapedLevelNear Golf CoursePaved
HOA
$463/mo
On Top of the World / Lori Sands

Price history

Date
Event
Price
1/7/2026
Price change
Source: Stellar MLS #OM713527
$399,999-4.7%
$202/sqft
-
Price change
Source: Stellar MLS #OM713527
$419,900-1.0%
$212/sqft
11/11/2025
Listed for sale
Source: Stellar MLS #OM713527
$424,000
$214/sqft

Neighborhood

10564 SW 98th Ln
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$392,500 – $399,999
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 333 after a $24,001 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,200/mo
Principal & interest$2,086
Property taxes$451
Insurance$200
HOA$463
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$202 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,983 sq ft

Time on market

333 days

Year built

2023

Monthly payment

About $3,200/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,412 annual tax bill, insurance, and the $463/mo HOA fee.

HOA fee

$463/mo

Managed by On Top of the World / Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA ADVANTAGE REALTY GROUPListing agent: Justin GoreListing data from Stellar MLS, MLS# OM713527.

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