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Overview

2 bd2 ba1,368 sqft2 car garageVilla
TypeVilla
HOA$429/mo
Built1995
Lot2,217 sqft
Living area1,368 sqft
Price / sqft$161
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersWalk-in Closet(s)Courtyard

14 Enclave Dr is a 1995-built home in Cypresswood Enclave Ph 01, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,368 square feet of living space. Listed at $219,900 (about $161/sqft), 434 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $429 monthly.

From the listing

This meticulously maintained and professionally updated 2 bedroom 2 bath villa is located in the sought after "Enclave" neighborhood in Cypresswood, a gated golf community in SE Winter Haven. The open floor plan features an expansive kitchen with breakfast nook, spacious living/dining room combo, split bedrooms with ample closets, inside laundry area equipped with a washer and dryer, screened lanai and a 2 car garage with garage door opener. Per the owner, recent upgrades include removal of a wall separating the kitchen from the living area thereby creating a true open-concept living area, upgraded matching stainless kitchen appliances, flooring in the kitchen, living room, foyer, hall and 2 bedrooms, New granite counter-tops, sinks and faucets in the kitchen and both bathrooms, new LED lighting, New front entry door, new window treatments and fresh interior paint. This is truly a move-in-ready villa with quality upgrades that set it ahead of the competition. Come and enjoy the Florida Country Club Lifestyle in this low maintenance villa. The country club amenities include access to the clubhouse with bar and grill, jr. Olympic swimming pool and brand new tennis and pickleball courts. The championship 18 hole golf course is open to the public. As an added bonus, Publix just opened a brand new location just a mile down the road which is sure to attract other popular businesses.

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The essentials

Built
1995
Price / sqft
$161
On market
434 days
Annual tax
$3,033
HOA
$429/mo
Flood zone
X · Low risk
Lot
2,217 sqft
Type
Villa

At a glance

Villa
Built 1995
Community pool
Shared amenity
2 car garage
Driveway
2,217 sqft lot
Lot size
1,368 sqft
Living area

Payment

Est. monthly payment
$1,939/mo
Down payment (20%)
$43,980
Property taxes
$253/mo
HOA
$429/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1995
Lot
2,217 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
434
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Walk-in Closet(s)
Courtyard
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2024)
$3,033
Parcel #
27-28-31-850501-000140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cypresswood Enclave Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
2,217 sqft
HOA
$429/mo
Debbie Serda

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #P4935733
$219,900-4.3%
$161/sqft
-
Price change
Source: Stellar MLS #P4935733
$229,900-17.9%
$168/sqft
8/4/2025
Listed for sale
Source: Stellar MLS #P4935733
$279,900
$205/sqft

Neighborhood

14 Enclave Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $219,900
$219,900
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 434 after a $60,000 cut.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,939/mo
Principal & interest$1,147
Property taxes$253
Insurance$110
HOA$429
Down payment20% · $43,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,900

$161 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,368 sq ft

Time on market

434 days

Year built

1995

Monthly payment

About $1,939/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,033 annual tax bill, insurance, and the $429/mo HOA fee.

HOA fee

$429/mo

Managed by Debbie Serda.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLOCKHART & ASSOCIATES INCListing agent: Steven Smith, PAListing data from Stellar MLS, MLS# P4935733.

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