4228 Cedarwood St, photo 1
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Overview

2 bd2 ba1,104 sqftManufactured Home
TypeManufactured Home
HOA$163.11/mo
Built1980
Lot3,681 sqft
Living area1,104 sqft
Price / sqft$107

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatWalk-in Closet(s)Rain GuttersSliding DoorsBuyer Approval RequiredClubhouseDeed RestrictionsGated Community - Guard

4228 Cedarwood St is a 1980-built home in Oakwood Estates, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,104 square feet of living space. Listed at $118,000 (about $107/sqft), 257 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $163.11 monthly.

From the listing

Move right into this very well maintained home. This home features some new vinyl flooring and newer windows. The hall bathroom has been upgraded with a new vanity and flooring. The home has had new plumbing installed in 2025 including a new water heater and washing machine. Just pack your bags and move right into this fully furnished home. Oakwood Estates, a 55+ community offers many amenities and activities. You can be as busy and join all the activities or just sit back and enjoy the peaceful community.

The essentials

Built
1980
Price / sqft
$107
On market
257 days
Annual tax
$1,540
HOA
$163.11/mo
Flood zone
X · Low risk
Lot
3,681 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1980
Community pool
Shared amenity
3,681 sqft lot
Lot size
1,104 sqft
Living area

Payment

Est. monthly payment
$965/mo
Down payment (20%)
$23,600
Property taxes
$128/mo
HOA
$163.11/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1980
Lot
3,681 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
257
Thermostat
Walk-in Closet(s)
Rain Gutters
Sliding Doors
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Pool
Tennis Court(s)
Built-in Oven
Cooktop
Dryer
Electric Water Heater
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,540
Parcel #
25-29-02-356710-002410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwood Estates
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
3,681 sqft
HOA
$163.11/mo
Heidi Thompson

Price history

Date
Event
Price
2/2/2026
Listed for sale
Source: Stellar MLS #P4937684
$118,000
$107/sqft

Neighborhood

4228 Cedarwood St
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $118,000
$117,000 – $118,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 207 home closings in 33880 landed at this number or higher (59%). The median one sat 39 days before it went under contract, and this one is on day 257.

Sample: 207 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$966/mo
Principal & interest$615
Property taxes$128
Insurance$59
HOA$163
Down payment20% · $23,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$118,000

$107 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,104 sq ft

Time on market

257 days

Year built

1980

Monthly payment

About $965/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,540 annual tax bill, insurance, and the $163.11/mo HOA fee.

HOA fee

$163.11/mo

Managed by Heidi Thompson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: KATHY DevorListing data from Stellar MLS, MLS# P4937684.

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