489 Village Cir SW, photo 1
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Overview

2 bd2 ba1,008 sqftManufactured Home
TypeManufactured Home
HOA$55/mo
Built1989
Lot5,998 sqft
Living area1,008 sqft
Price / sqft$149

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboAwning(s)LightingClubhouseGolf Carts OKPool

489 Village Cir SW is a 1989-built home in Village Park, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,008 square feet of living space. Listed at $150,000 (about $149/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $55 monthly.

From the listing

Welcome to easy, affordable Florida living! This well-maintained 2-bedroom, 2-bath manufactured home is nestled in Village Park, a desirable 55+ community in Winter Haven and offers the perfect blend of comfort, convenience, and an active lifestyle. With a low HOA and NO LOT FEES, you'll enjoy affordable, low-maintenance living. Inside, you'll find a bright and inviting floor plan featuring a spacious living room, a designated dining area, and a functional kitchen complete with a breakfast bar—perfect for casual meals or entertaining guests. The primary suite serves as a private retreat with a walk-in closet and an en suite bathroom. One of the home's standout features is the generously sized screened-in porch overlooking the peaceful community pond, providing the perfect place to enjoy your morning coffee or unwind while taking in the tranquil water views. Situated at the end of a quiet street with no through traffic, this home offers added privacy and a serene setting. A covered carport provides convenient parking. Residents of this welcoming 55+ community have access to fantastic amenities, including a sparkling community pool, clubhouse, shuffleboard courts, and a full calendar of social activities designed to keep you active and connected with your neighbors. Conveniently located just minutes from shopping, restaurants, medical facilities, parks, and everyday conveniences, this move-in-ready home is vacant and easy to show. Whether you're looking for a full-time residence or the perfect Florida getaway, this charming home offers the relaxed lifestyle you've been searching for.

The essentials

Built
1989
Price / sqft
$149
On market
73 days
Annual tax
$1,864
HOA
$55/mo
Flood zone
X · Low risk
Lot
5,998 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1989
Water views
Water
Community pool
Shared amenity
5,998 sqft lot
Lot size
1,008 sqft
Living area

Payment

Est. monthly payment
$1,067/mo
Down payment (20%)
$30,000
Property taxes
$155/mo
HOA
$55/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1989
Lot
5,998 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Awning(s)
Lighting
Clubhouse
Golf Carts OK
Pool
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,864
Parcel #
25-29-02-356711-000610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Village Park
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
5,998 sqft
HOA
$55/mo
Village Park HOA

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #TB8534615
$150,000
$149/sqft

Neighborhood

489 Village Cir SW
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $150,000
$150,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 198 home closings in 33880 landed at this number or higher (59%). The median one sat 42 days before it went under contract, and this one is on day 73.

Sample: 198 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,068/mo
Principal & interest$782
Property taxes$155
Insurance$75
HOA$55
Down payment20% · $30,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$150,000

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,008 sq ft

Time on market

73 days

Year built

1989

Monthly payment

About $1,067/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,864 annual tax bill, insurance, and the $55/mo HOA fee.

HOA fee

$55/mo

Managed by Village Park HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byJT REALTY & ASSOCIATESListing agent: Lindsey FunderburkListing data from Stellar MLS, MLS# TB8534615.

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