651 Lake Dexter Cir, photo 1
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Overview

3 bd2 ba1,345 sqft1 car garageSingle Family
TypeSingle Family
HOA$488/yr
Built1990
Lot3,999 sqft
Living area1,345 sqft
Price / sqft$149
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Split BedroomRain GuttersRange

651 Lake Dexter Cir is a 1990-built home in Lake Dexter Woods Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,345 square feet of living space. Listed at $200,000 (about $149/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $488 annually.

From the listing

The property you are inquiring about is located in Winter Haven, FL, in the Lake Dexter area of Polk County. Ok, straight up - This house needs work! The price reflects the evidence. We are here to sell this house because of location AND under market value "As-is". We know what it needs! We also know what you need! Cheap house to offset interest rates, cash to investment equity, or a handy-dandy family looking to help their start-up children quit paying rent, or winter home, or a side slide revenue generator, ANY of the above on this 3-bedroom, 2-bathroom, 1,345 sq.ft. home, with a screened lanai and a garage. It's ready to close in Ten so offer up! Call, text, email.

The essentials

Built
1990
Price / sqft
$149
On market
18 days
Annual tax
$1,230
HOA
$488/yr
Flood zone
X · Low risk
Lot
3,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
1 car garage
3,999 sqft lot
Lot size
1,345 sqft
Living area

Payment

Est. monthly payment
$1,287/mo
Down payment (20%)
$40,000
Property taxes
$103/mo
HOA
$488/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
3,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
18
Cathedral Ceiling(s)
Ceiling Fans(s)
Split Bedroom
Rain Gutters
Range
Homestead exemption on file Flood Zone X
Annual Tax (2026)
$1,230
Parcel #
26-29-02-663685-001460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Dexter Woods Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
3,999 sqft
HOA
$488/yr
Linda Morris

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #P4939989
$200,000
$149/sqft

Neighborhood

651 Lake Dexter Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $200,000
$200,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 358 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 18.

Sample: 358 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,287/mo
Principal & interest$1,043
Property taxes$103
Insurance$100
HOA$41
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$200,000

$149 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,345 sq ft

Time on market

18 days

Year built

1990

Monthly payment

About $1,287/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,230 annual tax bill, insurance, and the $488/yr HOA fee.

HOA fee

$488/yr

Managed by Linda Morris.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBROKERS REALTY OF CENTRAL FLORListing agent: Renee ButlerListing data from Stellar MLS, MLS# P4939989.

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