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Overview

3 bd2 ba1,433 sqft2 car garageSingle Family
TypeSingle Family
HOA$160/mo
Built2006
Lot8,394 sqft
Living area1,433 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)Deed Restrictions

144 Morning Glory Cir is a 2006-built home in Morningside At Winterset, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,433 square feet of living space. Listed at $270,000 (about $188/sqft), 202 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 monthly.

From the listing

Welcome to the beautiful waterfront resort-style gated community of Winterset. ! Enjoy the charming 3-bedroom, 2-bathroom home offering a delightful living experience. Built in 2006, this well maintained home is move in ready. The open floor plan seamlessly connects the main living areas, creating a spacious and airy feel throughout. The master bedroom is a serene retreat, complete with ample space, a walk-in closet, and an en-suite bathroom. The additional two bedrooms available for a home office, a guest room, or a personal hobby spa. . Enjoy the resort-style amenities that make this community truly exceptional. The clubhouse serves as a gathering place for residents. The sparkling pool and hot tub invite you to take a refreshing. Bring your boat- ramp available for enjoying Winter Haven’s famous chain-of-lakes.

The essentials

Built
2006
Price / sqft
$188
On market
202 days
Annual tax
$3,265
HOA
$160/mo
Flood zone
X · Low risk
Lot
8,394 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Shared amenity
2 car garage
8,394 sqft lot
Lot size
1,433 sqft
Living area

Payment

Est. monthly payment
$1,975/mo
Down payment (20%)
$54,000
Property taxes
$272/mo
HOA
$160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,394 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central
Parking
-
Days on Market
202
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Deed Restrictions
Gated Community - Guard
Playground
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,265
Parcel #
26-29-12-687520-000230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Morningside At Winterset
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,394 sqft
Paved
HOA
$160/mo
Stambaugh

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #P4938259
$270,000-3.2%
$188/sqft
-
Price change
Source: Stellar MLS #P4938259
$279,000-7.0%
$195/sqft
3/25/2026
Listed for sale
Source: Stellar MLS #P4938259
$299,900
$209/sqft

Neighborhood

144 Morning Glory Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$267,500 – $270,000
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 354 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 202 after a $29,900 cut.

Sample: 354 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,975/mo
Principal & interest$1,408
Property taxes$272
Insurance$135
HOA$160
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,433 sq ft

Time on market

202 days

Year built

2006

Monthly payment

About $1,975/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,265 annual tax bill, insurance, and the $160/mo HOA fee.

HOA fee

$160/mo

Managed by Stambaugh.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 WATSON & MYERS REALTYListing agent: Sharon WatsonListing data from Stellar MLS, MLS# P4938259.

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