306 Terranova Blvd, photo 1
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Overview

4 bd3 ba2,413 sqft2 car garageSingle Family
TypeSingle Family
HOA$664/yr
Built2006
Lot10,398 sqft
Living area2,413 sqft
Price / sqft$153
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCrown MoldingEat-in KitchenHigh CeilingsOpen FloorplanSolid Surface CountersStone CountersWalk-in Closet(s)

306 Terranova Blvd is a 2006-built home in Terranova Ph 04, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,413 square feet of living space. Listed at $370,000 (about $153/sqft), 109 days on market. Flood zone X,A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $664 annually.

From the listing

Set on a spacious .24-acre homesite in the gated Terranova community, this beautifully designed 4-bedroom, 3-bathroom home offers over 2,400 square feet of comfortable living space with a layout that perfectly balances openness and privacy. Mature fruit trees, a low HOA, and no CDD fees make this an exceptional opportunity in one of Winter Haven’s most desirable neighborhoods. Inside, you'll find an inviting open-concept design filled with natural light, enhanced by tile flooring throughout the main living areas and plush carpet in the bedrooms. The split-bedroom floor plan provides added privacy, making it ideal for families, guests, or multi-generational living. Spacious gathering areas flow seamlessly into a separate dining space featuring custom built-in shelving and a convenient sliding glass door leading to the backyard. The heart of the home is the generously sized kitchen, complete with a breakfast bar, abundant cabinet storage, and plenty of workspace for cooking and entertaining. Just beyond, the screened patio offers the perfect place to enjoy Florida’s year-round sunshine while overlooking the expansive backyard. Retreat to the oversized primary suite, where wide windows bring in beautiful natural light. The suite also features a large walk-in closet and a private ensuite bath with a soaking tub, separate shower, and dual functionality designed for everyday comfort. Additional highlights include a 2-car garage, three full bathrooms, ample storage throughout, and a thoughtfully designed single-story floor plan that maximizes both space and convenience. Located just minutes from LEGOLAND Florida Resort, shopping, dining, major roadways, and Winter Haven’s renowned Chain of Lakes, this home combines the tranquility of a gated community with easy access to everything Central Florida has to offer. Call now and schedule your viewing today because space, functionality, and location come together beautifully in this Terranova gem.

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The essentials

Built
2006
Price / sqft
$153
On market
109 days
Annual tax
$6,079
HOA
$664/yr
Flood zone
X,A · Low risk
Lot
10,398 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
2 car garage
Driveway
10,398 sqft lot
Lot size
2,413 sqft
Living area

Payment

Est. monthly payment
$2,677/mo
Down payment (20%)
$74,000
Property taxes
$507/mo
HOA
$664/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,398 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
109
Built-in Features
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Window Treatments
Gated Community - No Guard
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X,A
Annual Tax (2025)
$6,079
Parcel #
26-29-14-687810-003100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terranova Ph 04
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
10,398 sqft
HOA
$664/yr
Carmani Enterprise / David D'Agostino

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #TB8522219
$370,000-1.3%
$153/sqft
-
Price change
Source: Stellar MLS #TB8522219
$375,000-3.8%
$155/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #TB8522219
$390,000
$162/sqft

Neighborhood

306 Terranova Blvd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
219 of the last 347 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 109 after a $20,000 cut.

Sample: 347 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,677/mo
Principal & interest$1,930
Property taxes$507
Insurance$185
HOA$55
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$153 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,413 sq ft

Time on market

109 days

Year built

2006

Monthly payment

About $2,677/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,079 annual tax bill, insurance, and the $664/yr HOA fee.

HOA fee

$664/yr

Managed by Carmani Enterprise / David D'Agostino.

Flood zone

Zone X,A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY LLCListing agent: Andrew DuncanListing data from Stellar MLS, MLS# TB8522219.

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