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Overview

3 bd2 ba2,312 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/yr
Built2022
Lot6,059 sqft
Living area2,312 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Wood CabinetsWalk-in Closet(s)Window TreatmentsPrivate MailboxAssociation Recreation - Owned

1321 Oakmont Dr is a 2022-built home in Lake Ashton West Ph II South, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,312 square feet of living space. Listed at $424,900 (about $184/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.

From the listing

** CDD Debt Balance PAID IN FULL, saving you thousands! **A new four-season Sunroom was completed in April 2026. It is glass-enclosed with a separate HVAC mini-split and has beautiful new flooring. This home offers amazing curb appeal, with new landscaping on every side of the house, including lush privacy plantings in the back. The St. Marks floor plan has 3 Bedrooms and 2 Baths, plus a Den, spacious Laundry Room and a Double-car Garage with designated Golf Cart Entry. With 2,069 sq.ft. living area in the original house PLUS an additional 243 sq.ft. living area in the Sunroom, this OPEN and SPACIOUS home is ideal for entertaining friends and family. The tile plank flooring that appears "wood like" flows thru the LR, Formal Dining, Foyer, Kitchen, Dinette, Den, Sunroom and Laundry Rooms -- adding a touch of class to this truly charming home! The voluminous ceilings are enhanced with the 8ft. door openings in the home. The kitchen is enhanced with Granite countertops, soft close drawers and cabinets with newer hardware, stainless steel appliances, tiled backsplash, step-up breakfast bar with pendant lights, and abundant countertop space for food prep and display. The Dinette area, which is adjacent to the kitchen, is accessible from the Sunroom and the Den. The spacious Owners Suite occupies the left wing of the home and is a private retreat featuring His/Her walk-in closets and its very own En-Suite bath area. The Primary Bath offers His/Her comfort height vanities with Granite countertop and Newer Cabinet Hardware, a Walk-in shower w/glass door enclosure and Large soaking tub. The triple glass block allows an abundance of natural light into the space. A "Barn-Like" door on a smooth track system separates the Primary Suite from the Primary Bath. It's stylish and practical. On the right side of this Split Floor Plan home are Bedrooms 2 and 3 and the Guest Bath. The Guest Bath has a comfort height vanity, Shower/tub combo and Newer Hardware on the Cabs. It's perfectly positioned between the Guest Bedrooms. The laundry room is well designed and is the passage from the garage into the home. The laundry room has additional shelving for your storage needs. Hosting a Game Night or Want to Cozy Up with a Good Book? The brand-new SUNROOM would be the ideal place! It's accessible thru the TRIPLE SLIDERS in the LR & DOUBLE SLIDERS in the Dinette. ADDITIONAL UPGRADES: Whole House Gutter System, Automatic Screen (Skeeter Beeter) on the Garage Door, Storm Door on the front door, Pull Down Attic Ladder, new window dressings throughout the home, Six-Filter Reverse Osmosis Water System added to the Kitchen sink, Updated Painting in Several Rooms and Cabinet Handles in the Kitchen and Bathrooms. Lake Ashton has (2) clubhouses, (2) Golf Courses, Planned Activities and Resort Style Amenities. Residents enjoy 2 Swimming Pools (one Indoor & one Outdoor), Movie Theater, Bowling Lanes, Card, Craft and Billiard Rooms, Fitness Rooms, Media Rooms, Indoor Racquetball, Indoor 1/2 Court Basketball, Pickle Ball Courts, Tennis Courts, Shuffleboard Courts, Eagles Nest (an Eatery), a Pro Shop and MORE! Lake Ashton is a beautiful 55 Plus Community in Florida closely located to Shopping, Restaurants, Entertainment and Medical Facilities. MAKE AN APPOINTMENT TODAY TOUR THIS BEAUTIFUL HOME.

The essentials

Built
2022
Price / sqft
$184
On market
18 days
Annual tax
$4,540
HOA
$60/yr
Flood zone
X · Low risk
Lot
6,059 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
Driveway
6,059 sqft lot
Lot size
2,312 sqft
Living area

Payment

Est. monthly payment
$2,812/mo
Down payment (20%)
$84,980
Property taxes
$378/mo
HOA
$60/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,059 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
18
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Private Mailbox
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$4,540
Parcel #
26-29-24-690599-008410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Ashton West Ph II South
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,059 sqft
LandscapedNear Golf CoursePaved
HOA
$60/yr
Karl or Tanisha Schroeder

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #P4940018
$424,900-2.3%
$184/sqft
10/1/2026
Listed for sale
Source: Stellar MLS #P4940018
$434,700
$188/sqft

Neighborhood

1321 Oakmont Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 358 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 18 after a $9,800 cut.

Sample: 358 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,812/mo
Principal & interest$2,216
Property taxes$378
Insurance$212
HOA$5
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,312 sq ft

Time on market

18 days

Year built

2022

Monthly payment

About $2,812/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,540 annual tax bill, insurance, and the $60/yr HOA fee.

HOA fee

$60/yr

Managed by Karl or Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLAKE ASHTON REALTY INC.Listing agent: Lori RaathListing data from Stellar MLS, MLS# P4940018.

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