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Overview

3 bd3 ba3,911 sqft2 car garageSingle Family
TypeSingle Family
HOA$320/mo
Built1984
Lot3,812 sqft
Living area3,911 sqft
Price / sqft$134
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingPrimarybedroom UpstairsStone CountersWalk-in Closet(s)Awning(s)Balcony

4 Casarena CT is a 1984-built home in Casarena On The Lakes, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,911 square feet of living space. Listed at $524,000 (about $134/sqft), 192 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $320 monthly.

From the listing

This dynamically unique home in Winter Haven offers waterfront living, with direct access to the renowned Chain of Lakes. Ideally situated on Lake Cannon, the property delivers stunning water views and a peaceful setting that’s hard to match. Located within a gated, low-maintenance community, this home allows you to enjoy all the perks of ownership without the added upkeep. The community pool and hot tub sits just steps away—offering the feel of a personal pool without the responsibility. Residents also enjoy access to a community dock with first-come, first-served boat slips, making it easy to embrace the lake lifestyle. The property itself features a fenced yard, and a beautiful pergola—perfect for relaxing, entertaining, or enjoying the serene lakefront setting. The garage is equipped with a 2021 split-unit AC system, creating a versatile space ideal for a workshop, gym, or even additional living area. For added peace of mind, the home includes a gas-powered generator that automatically kicks on when needed. Inside, the home is nothing short of impressive—boasting soaring cathedral ceilings, expansive balconies with breathtaking views, and a layout that is both majestic and thoughtfully designed. The primary suite is a true retreat, featuring a private balcony, dual vanities, and a luxurious soaking tub designed for relaxation. Additional office and bonus spaces offers flexibility and can easily be converted into extra bedrooms to fit your needs. Updates include two AC units installed in 2017, along with a durable metal roof added in 2021 and the roof tiles were sealed and coated for an extra long life. Whether you’re looking for a full-time residence, a seasonal getaway, or a place to gather with family and friends, this home delivers a warm, inviting atmosphere with unique architectural character throughout. Enjoy peaceful mornings overlooking the lake, afternoons gardening in your yard, or evenings unwinding on the balcony while taking in the surrounding wildlife. Conveniently located near shopping, grocery stores, and Home Depot, this is more than just a home—it’s a lifestyle. A property like this must be seen in person to truly appreciate the grandeur and exceptional living experience it offers.

The essentials

Built
1984
Price / sqft
$134
On market
192 days
Annual tax
$4,267
HOA
$320/mo
Flood zone
X · Low risk
Lot
3,812 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Water views
Water
2 car garage
3,812 sqft lot
Lot size
3,911 sqft
Living area

Payment

Est. monthly payment
$3,671/mo
Down payment (20%)
$104,800
Property taxes
$356/mo
HOA
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
3,812 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
192
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Awning(s)
Balcony
Outdoor Grill
Private Yard
Storage
Tennis Court(s)
Gated Community - No Guard
Golf Carts OK
Street Lights
Convection Oven
Dishwasher
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,267
Parcel #
26-28-18-551222-000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Casarena On The Lakes
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
3,812 sqft
Landscaped
HOA
$320/mo
Adavar Properties / Jenniffer Fagundo

Price history

Date
Event
Price
5/29/2026
Price change
Source: Stellar MLS #P4938356
$524,000-0.9%
$134/sqft
4/3/2026
Listed for sale
Source: Stellar MLS #P4938356
$529,000
$135/sqft

Neighborhood

4 Casarena CT
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $524,000
$520,000 – $524,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 192 after a $5,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,670/mo
Principal & interest$2,733
Property taxes$356
Insurance$262
HOA$320
Down payment20% · $104,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$524,000

$134 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,911 sq ft

Time on market

192 days

Year built

1984

Monthly payment

About $3,671/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,267 annual tax bill, insurance, and the $320/mo HOA fee.

HOA fee

$320/mo

Managed by Adavar Properties / Jenniffer Fagundo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY PRESTIGEListing agent: Keith St. OngeListing data from Stellar MLS, MLS# P4938356.

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