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Overview

4 bd3 ba2,302 sqftSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot73,194 sqft
Living area2,302 sqft
Price / sqft$228

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboWalk-in Closet(s)StorageBuilt-in OvenCooktopRange HoodRefrigerator

920 Lake Cove Trl is a 1974-built home in Acreage, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,302 square feet of living space. Listed at $525,000 (about $228/sqft), 4 days on market. Flood zone X,A - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Breathtaking Lake Views and expansive living spaces define this unique 4 bedroom, 3 bath lakefront home. Nestled on 1.68 acres! Spanning just over 2,300 square feet, the home features a seamless combination of a formal living and dining area, perfectly complemented by a spacious separate family room. The kitchen boasts tiled countertops, ample cabinetry for storage, and even an island for additional working space. The screened porch overlooks Little Lake Victoria, providing a great place to relax, entertain, or simply enjoy your morning coffee. Completely separate from the main home, the 2-bedroom, 2-bathroom cottage provides complete privacy. This self-contained space is ideal for extended family or an independent guest suite. Don't miss out on this property; call us today!

The essentials

Built
1974
Price / sqft
$228
On market
4 days
Annual tax
$7,452
Flood zone
X,A · Low risk
Lot
73,194 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Lake Front
1.68 acres
Lot size
2,302 sqft
Living area

Payment

Est. monthly payment
$3,622/mo
Down payment (20%)
$105,000
Property taxes
$621/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
73,194 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Lake Front
Days on Market
4
Ceiling Fans(s)
Living Room/Dining Room Combo
Walk-in Closet(s)
Storage
Built-in Oven
Cooktop
Range Hood
Refrigerator
Elementary
Scott Lake Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X,A
Annual Tax (2026)
$7,452
Parcel #
24-29-18-000000-043040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage
County
Polk
MLS Area
33813 - Lakeland
Lot Size
73,194 sqft
Paved

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #P4940178
$525,000
$228/sqft

Neighborhood

920 Lake Cove Trl
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
99.4% – 100% of listTops out right at the list price
80% of listList price
136 of the last 270 home closings in 33813 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 4.

Sample: 270 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,622/mo
Principal & interest$2,738
Property taxes$621
Insurance$263
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$228 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,302 sq ft

Time on market

4 days

Year built

1974

Monthly payment

About $3,622/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,452 annual tax bill, insurance.

Flood zone

Zone X,A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byASSOCIATE REALTYListing agent: Chrissi JassoListing data from Stellar MLS, MLS# P4940178.

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