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About this home
4669 Osprey Way is a 2019-built home in St James Xing, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,992 square feet of living space. Listed at $309,000 (about $155/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $420 annually.
This 4/2 home has a renovated interior showcasing modern upgrades throughout. The home features stunning new 36" x 24" porcelain tile flooring, offering a sleek, contemporary look with durability and easy maintenance. Move-in ready and designed for comfortable, stylish living. Dual access bedroom and bath provides the bedroom with private ensuite access while allowing the bathroom to serve as a main or guest bathroom from the hall, featuring two doors to maximize access and functionality. Large kitchen with island and lots of cabinet space and large pantry. Sliding doors leading to covered screened in porch with additional concreted tiled patio area that leads to a large backyard. Seller will consider contributing toward buyer’s closing costs.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$309,000
$155 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,992 sq ft
Time on market
178 days
Year built
2019
Monthly payment
About $2,227/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,100 annual tax bill, insurance, and the $420/yr HOA fee.
HOA fee
$420/yr
Managed by Highland Community Management/Denise Abercrombie.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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