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Overview

4 bd3 ba2,401 sqft2 car garageSingle Family
TypeSingle Family
HOA$691/qtr
Built2026
Lot6,050 sqft
Living area2,401 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOUTHPOINTE
Type
Single Family Residence

True monthly carry

HOA
~$230/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenWalk-in Closet(s)PoolDishwasherDisposalMicrowaveRange

9027 Downwind Pl is a 2026-built home in Southpointe, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,401 square feet of living space. Listed at $459,999 (about $192/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $691 quarterly.

From the listing

Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Panama! The Panama is a beautifully designed single-story home that offers approximately 2,400 square feet of thoughtfully planned living space. Featuring four bedrooms and three bathrooms, second story loft and a two-car garage, this layout blends comfort, style, and flexibility—perfect for modern living. Step inside and experience an open-concept design that connects the spacious great room, dining area, and a stunning kitchen with island, creating the ideal setting for gatherings and entertaining. Just off the entry, you’ll find a private flex room, offering versatility for a home office or studio. The owner’s suite is a serene retreat, complete with a generous walk-in closet and dual vanities in the bathroom. Outdoors, enjoy the best of Florida living on the expansive patio—perfect for relaxing evenings or weekend get-togethers. The Panama floor plan delivers the perfect balance of elegance and functionality, giving you endless possibilities to create your dream home.

The essentials

Built
2026
Price / sqft
$192
On market
9 days
Annual tax
$500
HOA
$691/qtr
Flood zone
X · Low risk
Lot
6,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
6,050 sqft lot
Lot size
2,401 sqft
Living area

Payment

Est. monthly payment
$2,901/mo
Down payment (20%)
$92,000
Property taxes
$42/mo
HOA
$691/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,050 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
9
Eat-in Kitchen
Walk-in Closet(s)
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$500
Parcel #
646002109

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southpointe
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,050 sqft
HOA
$691/qtr
ACCESS MANAGEMENT / JULIA JENSEN

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #R4912080
$459,999
$192/sqft

Neighborhood

9027 Downwind Pl
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $459,999
$455,000 – $459,999
98.8% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 9.

Sample: 443 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,901/mo
Principal & interest$2,399
Property taxes$42
Insurance$230
HOA$230
Down payment20% · $92,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,999

$192 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,401 sq ft

Time on market

9 days

Year built

2026

Monthly payment

About $2,901/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $691/qtr HOA fee.

HOA fee

$691/qtr

Managed by ACCESS MANAGEMENT / JULIA JENSEN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIWEST REALTY GROUP, LLCListing agent: Elizabeth StephensListing data from Stellar MLS, MLS# R4912080.

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