10923 37th Avenue East, photo 1
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Overview

4 bd3 ba2,555 sqftSingle Family
TypeSingle Family
HOA$19/mo
Built2026
Lot6,600 sqft
Living area2,555 sqft
Price / sqft$233

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MANDARIN GROVE
Type
Single Family Residence

True monthly carry

HOA
~$19/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersThermostatPoolSidewalksStreet Lights

10923 37th Avenue East is a 2026-built home in Mandarin Grove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,555 square feet of living space. Listed at $594,900 (about $233/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $19 monthly.

From the listing

Under Construction. The front porch leads to an entry with an extended tray ceiling that embraces the main hallway. French doors open into a secluded home office that overlooks the front yard. A full guest suite with a private bathroom and ample closet space is off the main hall. The kitchen features an island with built-in seating space and a corner walk-in pantry. The dining area flows from the kitchen into the family room, which features a wall of windows and a sliding glass door that leads to the covered lanai. The primary bedroom has three large windows overlooking the backyard space. Double doors lead to the primary bath with dual vanities, a freestanding tub, a glass-enclosed shower, and two walk-in closets. Two secondary bedrooms and the laundry room complete this one-story design. The drop zone is located off the two-car garage.

The essentials

Built
2026
Price / sqft
$233
On market
2 days
Annual tax
$0
HOA
$19/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
6,600 sqft lot
Lot size
2,555 sqft
Living area

Payment

Est. monthly payment
$4,188/mo
Down payment (20%)
$118,980
Property taxes
$0/mo
HOA
$19/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
2
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Exhaust Fan
Microwave
Range Hood
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
612300409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mandarin Grove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,600 sqft
Cleared
HOA
$19/mo
Michelle Faro

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8555948
$594,900-2.1%
$233/sqft
10/7/2026
Listed for sale
Source: Stellar MLS #TB8555948
$607,900
$238/sqft

Neighborhood

10923 37th Avenue East
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $594,900
$590,000 – $594,900
98.8% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 2 after a $13,000 cut.

Sample: 442 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,188/mo
Principal & interest$3,103
Property taxes$768
Insurance$297
HOA$19
Down payment20% · $118,980
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$594,900

$233 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,555 sq ft

Time on market

2 days

Year built

2026

Monthly payment

About $4,188/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $19/mo HOA fee.

HOA fee

$19/mo

Managed by Michelle Faro.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPERRY HOMESListing agent: Toby JonesListing data from Stellar MLS, MLS# TB8555948.

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