

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MANDARIN GROVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$19/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
10923 37th Avenue East is a 2026-built home in Mandarin Grove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,555 square feet of living space. Listed at $594,900 (about $233/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $19 monthly.
Under Construction. The front porch leads to an entry with an extended tray ceiling that embraces the main hallway. French doors open into a secluded home office that overlooks the front yard. A full guest suite with a private bathroom and ample closet space is off the main hall. The kitchen features an island with built-in seating space and a corner walk-in pantry. The dining area flows from the kitchen into the family room, which features a wall of windows and a sliding glass door that leads to the covered lanai. The primary bedroom has three large windows overlooking the backyard space. Double doors lead to the primary bath with dual vanities, a freestanding tub, a glass-enclosed shower, and two walk-in closets. Two secondary bedrooms and the laundry room complete this one-story design. The drop zone is located off the two-car garage.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 442 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$594,900
$233 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,555 sq ft
Time on market
2 days
Year built
2026
Monthly payment
About $4,188/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $19/mo HOA fee.
HOA fee
$19/mo
Managed by Michelle Faro.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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