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Overview

3 bd2 ba2,026 sqft2 car garageSingle Family
TypeSingle Family
HOA$95/yr
Built2016
Lot8,839 sqft
Living area2,026 sqft
Price / sqft$207
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsGardenDishwasher

4569 Baler Trails Dr is a 2016-built home in Gramercy Farms Ph 3, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,026 square feet of living space. Listed at $419,000 (about $207/sqft), 403 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $95 annually.

From the listing

Discover this beautifully upgraded home in the sought-after Gramercy Farms community. This corner-lot gem offers more space than neighboring homes, with a generous yard featuring 16 fruit trees that provide fresh fruit year-round and are lovingly maintained. Step inside to a stylish, modern space with a fully renovated kitchen in upgraded finishes. Throughout the home, you’ll find elegant tile flooring, and in the bedrooms, there’s beautiful bamboo hardwood that adds a touch of warmth. The home also includes solar panels that are fully integrated into the purchase price, ensuring energy efficiency from day one. Additionally, brand-new light fixtures have just been installed throughout, giving the entire home a fresh, contemporary feel. To top it all off, you’ll enjoy stunning sunsets every evening with serene views of the forest and a picturesque farm complete with a lake, cows, and wild birds.

The essentials

Built
2016
Price / sqft
$207
On market
403 days
Annual tax
$7,294
HOA
$95/yr
Flood zone
X · Low risk
Lot
8,839 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
2 car garage
8,839 sqft lot
Lot size
2,026 sqft
Living area

Payment

Est. monthly payment
$3,010/mo
Down payment (20%)
$83,800
Property taxes
$608/mo
HOA
$95/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
8,839 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
403
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Garden
Dishwasher
Disposal
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$7,294
Parcel #
19-26-31-0158-0001-0820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gramercy Farms Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
8,839 sqft
HOA
$95/yr
GRAMERCY FARMS MASTER ASSOCIATION

Price history

Date
Event
Price
2/4/2026
Price change
Source: Stellar MLS #S5134425
$419,000+2.4%
$207/sqft
-
Price change
Source: Stellar MLS #S5134425
$409,000-2.4%
$202/sqft
9/8/2025
Listed for sale
Source: Stellar MLS #S5134425
$419,000
$207/sqft

Neighborhood

4569 Baler Trails Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$417,500 – $419,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 403.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,011/mo
Principal & interest$2,185
Property taxes$608
Insurance$210
HOA$8
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$207 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,026 sq ft

Time on market

403 days

Year built

2016

Monthly payment

About $3,010/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,294 annual tax bill, insurance, and the $95/yr HOA fee.

HOA fee

$95/yr

Managed by GRAMERCY FARMS MASTER ASSOCIATION.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Cleo CabreraListing data from Stellar MLS, MLS# S5134425.

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