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Overview

3 bd3 ba2,365 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2017
Lot10,454 sqft
Living area2,365 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersThermostatTray Ceiling(s)

4921 Catalpa Dr is a 2017-built home in Twin Lakes Ph 1, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,365 square feet of living space. Listed at $539,900 (about $228/sqft), 348 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

Spectacular Marco floor plan located in the well sought after Del Webb Twin Lakes 55+ Active lifestyle community. This property has so much to offer. 3 Bedrooms and 3 Full baths, you could use the 2nd bedroom as a second master bedroom suite. Den/Study/office area. Step inside to the 10' Ceiling with the flexible layout and neutral coloring custom paint and plantation shutters throughout for gatherings. Ceramic Tile throughout home. Kitchen is well equipped with 42" upgraded cabinets with under cabinet lighting, custom glass tile backsplash, large custom farm sink, pendant lights, and a very large granite island that accommodates setting for a quick bite. large walk-in pantry with custom glass door, Stainless steel appliances, Gourmet Custom kitchen hood fan, Microwave and oven combination. Separate drop zone area with cabinets and granite countertops. Living room features large glass sliding doors that open all the way for entertaining in the screened in Lanai. Backyard with the upgraded landscaping package for privacy. Master bedroom with tray ceiling, ceiling fan. Large walk-in closet. Frameless shower doors to master luxurious two separate shower heads & Custom quartz vanity. Amenities include a Resort style pool and Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Clubhouse, State of the art Fitness Center, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Do not delay making your appointment today for your private tour.

The essentials

Built
2017
Price / sqft
$228
On market
348 days
Annual tax
$5,442
HOA
$310/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Water views
Trees/Woods
Community pool
Fitness center too
2 car garage
Garage Door Opener
10,454 sqft lot
Lot size

Payment

Est. monthly payment
$3,849/mo
Down payment (20%)
$107,980
Property taxes
$454/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
10,454 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Garage Door Opener
Days on Market
348
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2023)
$5,442
Parcel #
17-26-31-5261-0001-1150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
10,454 sqft
Corner LotLandscapedSidewalkPaved
HOA
$310/mo
Sam Ramirez

Price history

Date
Event
Price
10/31/2025
Listed for sale
Source: Stellar MLS #S5137679
$539,900
$228/sqft

Neighborhood

4921 Catalpa Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $539,900
$535,000 – $539,900
99.5% – 100% of listTops out right at the list price
80% of listList price
236 of the last 382 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 348.

Sample: 382 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,849/mo
Principal & interest$2,816
Property taxes$454
Insurance$270
HOA$310
Down payment20% · $107,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$539,900

$228 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,365 sq ft

Time on market

348 days

Year built

2017

Monthly payment

About $3,849/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,442 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Sam Ramirez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEICHERT REALTORS HALLMARK PROListing agent: Sherry FeckListing data from Stellar MLS, MLS# S5137679.

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