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Overview

5 bd3 ba2,445 sqft2 car garageSingle Family
TypeSingle Family
HOA$87/mo
Built2022
Lot4,792 sqft
Living area2,445 sqft
Price / sqft$155
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkDishwasherMicrowaveRangeRefrigerator

6404 Sprucepine Ln is a 2022-built home in Pine Glen, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,445 square feet of living space. Listed at $379,990 (about $155/sqft), 242 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $87 monthly.

From the listing

**Low HOA and NO CDD** Seller is offering a $5,000 credit toward buyer closing costs or allowable credits, subject to lender approval. Welcome to 6404 Sprucepine Ln, St. Cloud, FL 34771, a beautifully maintained home located in one of St. Cloud’s growing and desirable areas. This inviting property offers a comfortable and functional layout with bright living spaces, perfect for both everyday living and entertaining. The home features spacious bedrooms, an open-concept living and dining area, and a well-appointed kitchen with ample cabinet and counter space. Enjoy outdoor living in the private backyard, ideal for relaxing or hosting gatherings. A garage and additional storage add everyday convenience. Ideally situated with easy access to major roadways, this home is just a short drive to Lake Nona, Kissimmee, and Orlando, placing shopping, dining, medical facilities, schools, and entertainment within reach.

The essentials

Built
2022
Price / sqft
$155
On market
242 days
Annual tax
$5,422
HOA
$87/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
4,792 sqft lot
Lot size
2,445 sqft
Living area

Payment

Est. monthly payment
$2,711/mo
Down payment (20%)
$75,998
Property taxes
$452/mo
HOA
$87/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
4,792 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
242
Ceiling Fans(s)
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,422
Parcel #
14-26-31-4723-0001-1730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Glen
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
4,792 sqft
HOA
$87/mo
rtemis Lifestyles / Pedro Gutierrez

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #S5143824
$379,990-2.6%
$155/sqft
-
Price change
Source: Stellar MLS #S5143824
$389,990-2.5%
$160/sqft
2/17/2026
Listed for sale
Source: Stellar MLS #S5143824
$399,990
$164/sqft

Neighborhood

6404 Sprucepine Ln
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $379,990
$377,500 – $379,990
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 242 after a $20,000 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,711/mo
Principal & interest$1,982
Property taxes$452
Insurance$190
HOA$87
Down payment20% · $75,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,990

$155 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,445 sq ft

Time on market

242 days

Year built

2022

Monthly payment

About $2,711/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,422 annual tax bill, insurance, and the $87/mo HOA fee.

HOA fee

$87/mo

Managed by rtemis Lifestyles / Pedro Gutierrez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVP REALTYListing agent: Vivian PascualListing data from Stellar MLS, MLS# S5143824.

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