1830 Horsetail Dr, photo 1
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Overview

5 bd3 ba2,434 sqft2 car garageSingle Family
TypeSingle Family
HOA$278.5/qtr
Built2025
Lot6,000 sqft
Living area2,434 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatLightingSidewalk

1830 Horsetail Dr is a 2025-built home in Brack Ranch, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,434 square feet of living space. Listed at $490,990 (about $202/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $278.5 quarterly.

From the listing

Virtually Staged. Under Construction. **MOVE-IN READY!** NOVEMBER DELIVERY! Discover the Linden C at Brack Ranch on Lot 341, a spacious 5-bedroom, 3-bath home designed for the way you live. A flexible first-floor room is ideal for guests, a home office, or multi-generational living, while the open-concept gathering spaces, LARGE KITCHEN ISLAND, walk-in pantry, and generous storage make everyday life effortless. Upstairs, enjoy a spacious loft, walk-in laundry room, and private primary suite with an oversized walk-in closet and en-suite bath. Brack Ranch places you in a convenient St. Cloud location near Orlando, shopping, dining, recreation, major roadways, and the airport. Enjoy a connected Florida lifestyle with a resort-style pool, clubhouse/cabana, playground, dog park, and scenic trails. Photos shown are of a similar home and are for illustrative purposes only. Move-in-ready opportunities are limited—schedule your tour today and ask about current incentives!

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The essentials

Built
2025
Price / sqft
$202
On market
1 day
Annual tax
$6,256
HOA
$278.5/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Covered
6,000 sqft lot
Lot size
2,434 sqft
Living area

Payment

Est. monthly payment
$3,421/mo
Down payment (20%)
$98,198
Property taxes
$521/mo
HOA
$278.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
1
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Lighting
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,256
Parcel #
16-25-31-3675-0001-3410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Brack Ranch
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,000 sqft
ClearedLandscapedSidewalkPaved
HOA
$278.5/qtr
Empire Management

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6450239
$490,990
$202/sqft

Neighborhood

1830 Horsetail Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $490,990
$487,500 – $490,990
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 1.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,421/mo
Principal & interest$2,561
Property taxes$521
Insurance$245
HOA$93
Down payment20% · $98,198
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,990

$202 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,434 sq ft

Time on market

1 day

Year built

2025

Monthly payment

About $3,421/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,256 annual tax bill, insurance, and the $278.5/qtr HOA fee.

HOA fee

$278.5/qtr

Managed by Empire Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered bySM FLORIDA BROKERAGE LLCListing agent: Jason WalzerListing data from Stellar MLS, MLS# O6450239.

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