4953 Olivia CT, photo 1
Active
1 / 42

Overview

6 bd4 ba3,880 sqft2 car garageSingle Family
TypeSingle Family
HOA$335/qtr
Built2021
Lot10,019 sqft
Living area3,880 sqft
Price / sqft$165
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Stone CountersThermostatWalk-in Closet(s)SidewalkBuilt-in OvenDishwasherDisposalDryer

4953 Olivia CT is a 2021-built home in Hanover Lakes Ph 3, St Cloud. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,880 square feet of living space. Listed at $640,000 (about $165/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.

From the listing

WATERFRONT LIVING IN HANOVER LAKES! Welcome to 4953 Olivia Court, an impressive 6-bedroom, 4-bath residence offering nearly 3,900 square feet of beautifully upgraded living space, perfectly positioned on a quiet cul-de-sac with expansive water views. From the moment you arrive, the home's striking curb appeal, paver driveway and manicured landscaping set the tone for what awaits inside. The spacious two-story floor plan was designed for both comfortable everyday living and entertaining, with stylish finishes and thoughtful upgrades throughout. At the heart of the home is a showstopping kitchen featuring an oversized quartz waterfall island, abundant cabinetry extending to the ceiling with crown molding, glass-tile backsplash, stainless steel hood and plenty of space to gather. Movie nights are taken to another level in the dedicated home theater, complete with theater-style seating and a true cinema atmosphere. Outside, the large fenced backyard opens to beautiful panoramic water views, creating a peaceful setting with plenty of room to relax, entertain or design your future outdoor oasis. Located in the sought-after Hanover Lakes community, residents enjoy a resort-style pool, clubhouse, playground, recreation areas and private boat access to the Alligator Chain of Lakes. With six bedrooms, generous living spaces, impressive upgrades and an exceptional waterfront setting, this home delivers the space, lifestyle and Florida living you've been looking for. Get a $5,000 closing cost credit with preferred lender.

The essentials

Built
2021
Price / sqft
$165
On market
49 days
Annual tax
$11,534
HOA
$335/qtr
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Water views
Water
2 car garage
10,019 sqft lot
Lot size
3,880 sqft
Living area

Payment

Est. monthly payment
$4,731/mo
Down payment (20%)
$128,000
Property taxes
$961/mo
HOA
$335/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$11,534
Parcel #
20-26-31-3429-0001-2320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
10,019 sqft
Cul-De-Sac
HOA
$335/qtr
Artemis Lifestyle

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #S5155125
$640,000-1.5%
$165/sqft
8/25/2026
Listed for sale
Source: Stellar MLS #S5155125
$650,000
$168/sqft

Neighborhood

4953 Olivia CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $640,000
$635,000 – $640,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 49 after a $10,000 cut.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,731/mo
Principal & interest$3,338
Property taxes$961
Insurance$320
HOA$112
Down payment20% · $128,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$640,000

$165 per sq ft

Beds and baths

6 beds, 4 baths

Size

3,880 sq ft

Time on market

49 days

Year built

2021

Monthly payment

About $4,731/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,534 annual tax bill, insurance, and the $335/qtr HOA fee.

HOA fee

$335/qtr

Managed by Artemis Lifestyle.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAXEN REALTY, LLCListing agent: Jayssa RomanListing data from Stellar MLS, MLS# S5155125.

Keep exploring Florida

Pick up where you left off, or see what else is out there.