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About this home
5026 Down CT is a 2023-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,198 square feet of living space. Listed at $650,000 (about $203/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.
Seller says sell - Price reduced and OFFERING $5,000 in closing cost assistance!! Welcome to this stunning 5-bedroom, 3-bath home built in 2023 by LandSea Homes, featuring the desirable Wilshire floor plan with almost 3,200 SQFT of living space. If you are looking for a BOATING LIFESTYLE with RESORT STYLE amenities, this is for YOU! Perfectly positioned on a canal with DOCK RIGHTS and access to the Alligator Chain of Lakes, this home blends modern comfort, flexible living, and the Florida lifestyle buyers are looking for. From the moment you arrive, the inviting front porch sets the tone. It's the perfect spot to enjoy your morning coffee while watching the neighborhood come to life with walkers, runners, and bike riders. Inside, you'll find a spacious and thoughtful layout designed for both everyday living and entertaining. The main level features a downstairs bedroom and full bath, ideal for guests, multigenerational living, or added privacy, along with a DEDICATED OFFICE for working from home or managing daily life. The open kitchen boasts stainless steel appliances, a LARGE ISLAND, BACKSPLASH, and a dining area just off to the side, creating an easy flow for hosting, gathering, and staying connected. The downstairs is also already tiled for you! Upstairs, you'll find four additional bedrooms, including a spacious primary suite with a large walk-in shower and generous walk-in closet. A loft and separate flex space provide even more room to spread out, whether you need a media area, playroom, home gym, study space, or second living area. Step outside to your screened back lanai and enjoy peaceful canal views overlooking the water. The newly finished SOUTH FACING (getting the most sun all day) HEATED SALT WATER POOL, completed in 2024, creates the ultimate backyard retreat for relaxing, entertaining, and enjoy the Florida days. The canal offers the potential for a private dock, giving you the opportunity to further embrace waterfront living and access to the Alligator Chain of Lakes. The community adds even more to love, with a BOAT LIFT that provides access from the canal system out to the lake, plus a community pool with a SPLASH AREA and a PLAYGROUND. There's no shortage of fun for anyone in HANOVER LAKES. Whether you're enjoying time at home, relaxing by your own pool, or taking advantage of the neighborhood resort style amenities, this home offers a lifestyle that feels connected, convenient, and full of opportunity. With nearly new construction, a flexible floor plan, a new pool, canal frontage, lake chain access, and wonderful community amenities, this home offers space, lifestyle, and location all in one beautiful package. WHY WAIT TO BUILD? Everything is already done for you! Ask about currently available financing options featuring competitive interest rates, low-down-payment programs, and potential no-closing-cost options for qualified buyers. Program availability, rates, terms, and buyer eligibility are subject to lender approval and may change without notice.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$650,000
$203 per sq ft
Beds and baths
5 beds, 3 baths
Size
3,198 sq ft
Time on market
108 days
Year built
2023
Monthly payment
About $4,589/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,145 annual tax bill, insurance, and the $335/qtr HOA fee.
HOA fee
$335/qtr
Managed by HANOVER LAKES HOA/ARTEMIS.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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