4430 Rummell Rd, photo 1
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Overview

2 bd2 ba900 sqftSingle Family
TypeSingle Family
HOANone listed
Built1970
Lot10,934 sqft
Living area900 sqft
Price / sqft$372

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboThermostatStorageCooktopDishwasherDisposal

4430 Rummell Rd is a 1970-built home in Runnymede Shores, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 900 square feet of living space. Listed at $335,000 (about $372/sqft), 226 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming 2-bedroom, 2-bath waterfront home offering exceptional versatility and future potential. No HOA, endless customization possibilities, and a motivated seller willing to assist with closing costs, this is a unique opportunity that must be seen in person to truly appreciate. The enclosed, air-conditioned patio provides the opportunity to be converted into up to two additional bedrooms, while the detached shed complete with flooring and electrical can easily serve as a home office, studio, or additional bedroom. This property offers peaceful living with direct canal frontage and a functional boat lift but still close by to local shopping, dining, schools, and major roadways. Just minutes from historic downtown St. Cloud and the beautiful Lakefront Park on East Lake Tohopekaliga, and Ralph V Chisholm Regional Park. Residents can enjoy walking trails, playgrounds, restaurants, and community events throughout the year. With easy access to Kissimmee, Lake Nona, Orlando International Airport, and major highways including the Florida Turnpike, this home offers both convenience and lifestyle.

The essentials

Built
1970
Price / sqft
$372
On market
226 days
Annual tax
$396,451
Flood zone
X · Low risk
Lot
10,934 sqft
Type
Single Family Residence

At a glance

Single family
Built 1970
Waterfront
Canal - Freshwater
0.25 acres
Lot size
900 sqft
Living area

Payment

Est. monthly payment
$34,952/mo
Down payment (20%)
$67,000
Property taxes
$33,038/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1970
Lot
10,934 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Freshwater, Lake Front
Days on Market
226
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Thermostat
Storage
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Lakeview Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$396,451
Parcel #
01-26-30-4920-000A-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Runnymede Shores
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
10,934 sqft

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #S5145075
$335,000-5.1%
$372/sqft
-
Price change
Source: Stellar MLS #S5145075
$353,000-5.9%
$392/sqft
3/2/2026
Listed for sale
Source: Stellar MLS #S5145075
$375,000
$417/sqft

Neighborhood

4430 Rummell Rd
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$332,500 – $335,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 157 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 226 after a $40,000 cut.

Sample: 157 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$34,952/mo
Principal & interest$1,747
Property taxes$33,038
Insurance$168
Down payment20% · $67,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$372 per sq ft

Beds and baths

2 beds, 2 baths

Size

900 sq ft

Time on market

226 days

Year built

1970

Monthly payment

About $34,952/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $396,451 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Rafael Ortiz PenaListing data from Stellar MLS, MLS# S5145075.

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