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About this home
3975 Baja Dr is a 2017-built home in Whaleys Creek Ph 1, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,820 square feet of living space. Listed at $450,000 (about $160/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.
Welcome to this beautifully upgraded 4-bedroom, 2.5-bath home in the desirable Whaley’s Creek community of St. Cloud! From the moment you step inside, you’ll appreciate the thoughtful upgrades and custom touches that make this home truly special. The stunning, newly renovated kitchen serves as the heart of the home, offering a fresh, modern design perfect for both everyday living and entertaining. The spacious living area is enhanced by a gorgeous custom-built entertainment center, while elegant plantation blinds add timeless style throughout. The FIRST-FLOOR PRIMARY SUITE offers convenience and privacy, complete with a beautifully designed custom closet that maximizes both storage and organization. A conveniently located downstairs laundry room adds to the home’s functional layout. Step outside and take in the peaceful pond views, creating a beautiful backdrop for morning coffee, weekend gatherings, or simply unwinding at the end of the day. AND HERE’S AN INCREDIBLE BONUS — THE SOLAR PANELS WILL BE PAID OFF IN FULL BY THE SELLER AT CLOSING! Enjoy the benefits of solar energy without assuming the existing solar loan. With its beautifully renovated kitchen, custom features, desirable floor plan, and picturesque pond setting, this home offers an exceptional opportunity in one of St. Cloud’s sought-after communities. Conveniently located near shopping, dining, schools, and major roadways, this is a home you won't want to miss. Schedule your private showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
$160 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,820 sq ft
Time on market
19 days
Year built
2017
Monthly payment
About $3,180/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,213 annual tax bill, insurance, and the $90/mo HOA fee.
HOA fee
$90/mo
Managed by Ester Tejada.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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