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Overview

4 bd4 ba2,582 sqft2 car garageSingle Family
TypeSingle Family
HOA$83.93/mo
Built2025
Lot6,100 sqft
Living area2,582 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorDog ParkPlaygroundPoolStreet LightsConvection Oven

1224 Teal Creek Dr is a 2025-built home in The Waters At Center Lake Ranch, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,582 square feet of living space. Listed at $600,000 (about $232/sqft), 582 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $83.93 monthly.

From the listing

What's Special: Model Home | Pond View | Dedicated Study | Covered Patio. New Construction - Ready Now! Model Home! Welcome to the Anastasia at 1224 Teal Creek Drive in The Waters at Center Lake Ranch. The Anastasia was designed with Florida living in mind, offering a spacious and thoughtful layout. Just off the front porch, the foyer leads to a study, laundry room, and half bath. The designer kitchen offers plenty of pantry and counter space, with the sink perfectly positioned to overlook the open dining and great room. Step outside to the lanai, seamlessly connected to the great room for easy indoor-outdoor living. Your private retreat awaits in the primary suite, featuring a generous walk-in closet and a spa-like bath with dual vanities, a water closet, and an oversized shower. Upstairs, a loft overlooks the great room, while three additional bedrooms provide space for everyone—one with a private bath and two sharing another full bath. Additional Highlights Include: gourmet kitchen, pocket sliding door, alternate study, shower at bath 2. Photos are for representative purposes only. MLS#O6288583

The essentials

Built
2025
Price / sqft
$232
On market
582 days
Annual tax
$0
HOA
$83.93/mo
Flood zone
X · Low risk
Lot
6,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
6,100 sqft lot
Lot size

Payment

Est. monthly payment
$4,288/mo
Down payment (20%)
$120,000
Property taxes
$0/mo
HOA
$83.93/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,100 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
582
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Dog Park
Playground
Pool
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Refrigerator
Tankless Water Heater
Washer
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$0
Parcel #
29-25-31-0942-0001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Waters At Center Lake Ranch
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,100 sqft
HOA
$83.93/mo
Castle Group

Price history

Date
Event
Price
7/1/2026
Price change
Source: Stellar MLS #O6288583
$600,000-9.0%
$232/sqft
-
Price change
Source: Stellar MLS #O6288583
$659,334+0.9%
$255/sqft
3/10/2025
Listed for sale
Source: Stellar MLS #O6288583
$653,334
$253/sqft

Neighborhood

1224 Teal Creek Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $600,000
$595,000 – $600,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 473 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 582 after a $53,334 cut.

Sample: 473 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,288/mo
Principal & interest$3,129
Property taxes$775
Insurance$300
HOA$84
Down payment20% · $120,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$600,000

$232 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,582 sq ft

Time on market

582 days

Year built

2025

Monthly payment

About $4,288/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $83.93/mo HOA fee.

HOA fee

$83.93/mo

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTAYLOR MORRISON REALTY OF FLORIDA INCListing agent: Michelle CampbellListing data from Stellar MLS, MLS# O6288583.

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