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Overview

4 bd4 ba2,904 sqft2 car garageSingle Family
TypeSingle Family
HOA$115/mo
Built2021
Lot6,098 sqft
Living area2,904 sqft
Price / sqft$207
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

2712 Timbergrove St is a 2021-built home in Split Oak Reserve, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,904 square feet of living space. Listed at $599,900 (about $207/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 monthly.

From the listing

NEW PRICE GREAT OPPORTUNITY DON'T MISS IT!!! Welcome to your dream home, Nestled in the highly sought-after 34771 zip code of Saint Cloud , this stunning property perfectly blends modern elegance with everyday functionality. From the moment you arrive, the immaculate curb appeal and welcoming entryway signal that you have found something truly special; Bright & air open concept , Gourmet Kitchen, Serene Primary Suite, Versatile Living Spaces, Outdoor Living with a spectacular pool, Prime Location top-rated schools , shopping and beautiful parks, easy access to major highways , making commutes to Lake Nona, Medical City , downtown Orlando a breeze, Schedule your private tour today and experience the perfect blend of comfort and convenience.

The essentials

Built
2021
Price / sqft
$207
On market
132 days
Annual tax
$713
HOA
$115/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Private pool
Deck
2 car garage
6,098 sqft lot
Lot size
2,904 sqft
Living area

Payment

Est. monthly payment
$3,603/mo
Down payment (20%)
$119,980
Property taxes
$59/mo
HOA
$115/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Deck, In Ground, Vinyl
Days on Market
132
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Garden
Private Yard
Playground
Pool
Sidewalks
Built-in Oven
Dishwasher
Microwave
Range
Refrigerator
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$713
Parcel #
09-25-31-5023-0001-0690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Split Oak Reserve
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$115/mo
JEDI Management

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #S5151027
$599,900-2.5%
$207/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #S5151027
$615,000
$212/sqft

Neighborhood

2712 Timbergrove St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 132 after a $15,100 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,603/mo
Principal & interest$3,129
Property taxes$59
Insurance$300
HOA$115
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$207 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,904 sq ft

Time on market

132 days

Year built

2021

Monthly payment

About $3,603/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $713 annual tax bill, insurance, and the $115/mo HOA fee.

HOA fee

$115/mo

Managed by JEDI Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Yuderka RodriguezListing data from Stellar MLS, MLS# S5151027.

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