4125 Hickory Tree Rd, photo 1
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Overview

3 bd2 ba1,290 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot217,800 sqft
Living area1,290 sqft
Price / sqft$837
Garage3 car

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About this home

Ceiling Fans(s)Private MailboxCooktopDishwasherElectric Water HeaterRefrigeratorWater Softener

4125 Hickory Tree Rd is a 1988-built home in S L & I C, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,290 square feet of living space. Listed at $1,080,000 (about $837/sqft), 143 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOCATION, LOCATION! This 5 acre parcel is across from Deer Run Rd. on the fast-growing Hickory Tree Road in Saint Cloud. City water and sewer nearby. Additional acreage available creating a prime assemblage for a new community. Brochure available upon request! There is a nice 3 bedroom, 2 bath home on the property but the value is in the land!

The essentials

Built
1988
Price / sqft
$837
On market
143 days
Annual tax
$2,391
Flood zone
X · Low risk
Lot
217,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
3 car garage
5.00 acres
Lot size
1,290 sqft
Living area

Payment

Est. monthly payment
$6,372/mo
Down payment (20%)
$216,000
Property taxes
$199/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
217,800 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
143
Ceiling Fans(s)
Private Mailbox
Cooktop
Dishwasher
Electric Water Heater
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,391
Parcel #
32-26-31-4950-0001-0880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
217,800 sqft
City LimitsPavedZoned for Horses

Price history

Date
Event
Price
5/20/2026
Listed for sale
Source: Stellar MLS #S5149361
$1,080,000
$837/sqft

Neighborhood

4125 Hickory Tree Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $1,080,000
$1.07M – $1.08M
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 143.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,372/mo
Principal & interest$5,633
Property taxes$199
Insurance$540
Down payment20% · $216,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,080,000

$837 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,290 sq ft

Time on market

143 days

Year built

1988

Monthly payment

About $6,372/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,391 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDREAM BUILDERS REALTYListing agent: Tiffany ChapmanListing data from Stellar MLS, MLS# S5149361.

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