2630 Franklin Rd, photo 1
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Overview

4 bd4 ba4,558 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2014
Lot98,379 sqft
Living area4,558 sqft
Price / sqft$285
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

2630 Franklin Rd is a 2014-built home in N/A, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,558 square feet of living space. Listed at $1,300,000 (about $285/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this extraordinary CUSTOM-BUILT home, offered by the original owner and perfectly situated on a private 2.27-ACRES home site in Saint Cloud. Ideally located minutes from Lake Nona, Sunbridge, Medical City, Orlando International Airport, and major roadways, this exceptional residence offers the perfect balance of luxury, privacy, and convenience. A beautiful entrance with a PRIVATE GATE creates an impressive arrival, leading to 4,558 square feet of thoughtfully designed living space. From the moment you step inside, you'll be captivated by soaring 20-foot ceilings, crown molding, 8-foot doors, and custom craftsmanship throughout. Designed for both everyday living and entertaining, the open-concept floor plan features 4 spacious bedrooms, each with its own walk-in closet, 3.5 bathrooms, a private executive OFFICE, multiple living and gathering spaces, and a dedicated MOVIE ROOM equipped with Dolby 7 surround sound. The kitchen serves as the heart of the home, offering premium finishes, abundant cabinetry, expansive workspace, and seamless flow into the dining and family rooms. Privately positioned on the main level, the master bedroom offers dual vanities, an oversized walk-in shower, a freestanding cast-iron soaking tub, and two custom-designed walk-in closets. Upstairs, a spacious loft provides a flexible second living area, accompanied by additional bedrooms, well-appointed bathrooms, and the home's theater room. The exterior is equally impressive, featuring mature trees, a paved driveway, a OVERSIZED TWO-CAR GARAGE, and a dedicated RECREATIONAL VEHICLE CONCRETE PAD complete with utility hookups. Combining elegant design, exceptional craftsmanship, energy-efficient features, and an outstanding location, this remarkable residence presents a rare opportunity to enjoy luxury living in one of Central Florida's most desirable areas.

The essentials

Built
2014
Price / sqft
$285
On market
90 days
Annual tax
$6,351
Flood zone
X · Low risk
Lot
98,379 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
2 car garage
Driveway
2.27 acres
Lot size
4,558 sqft
Living area

Payment

Est. monthly payment
$7,959/mo
Down payment (20%)
$260,000
Property taxes
$529/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
98,379 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
90
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Entrance
Rain Gutters
Rv Hookup
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,351
Parcel #
09-25-31-4260-0001-0372

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
98,379 sqft
PavedUnincorporated

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #O6422764
$1,300,000-2.3%
$285/sqft
7/13/2026
Listed for sale
Source: Stellar MLS #O6422764
$1,330,000
$292/sqft

Neighborhood

2630 Franklin Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $1,300,000
$1.29M – $1.30M
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 90 after a $30,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,959/mo
Principal & interest$6,780
Property taxes$529
Insurance$650
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,300,000

$285 per sq ft

Beds and baths

4 beds, 4 baths

Size

4,558 sq ft

Time on market

90 days

Year built

2014

Monthly payment

About $7,959/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,351 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byVINAS DEL MAR REALTY, INC.Listing agent: Delmarie MartinezListing data from Stellar MLS, MLS# O6422764.

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