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Overview

4 bd4 ba3,535 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2014
Lot29,708 sqft
Living area3,535 sqft
Price / sqft$365
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCrown MoldingKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

6805 Bass Hwy is a 2014-built home in Oakwood Shores, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,535 square feet of living space. Listed at $1,290,000 (about $365/sqft), 154 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience the best of Central Florida lakefront living on Trout Lake, part of the Alligator Chain of Lakes, with this exceptional custom-built home located at 6805 Bass Highway in St. Cloud. Offering a rare combination of luxury, privacy, and investment potential, this stunning waterfront property is perfectly suited as a primary residence, second home, or vacation rental — all with NO HOA restrictions. Ideally positioned within one hour of Walt Disney World Resort and Universal Orlando Resort, Orlando’s world-famous attractions, and Florida’s beautiful east coast beaches, and just 30 minutes from Lake Nona and the Orlando International Airport this property offers the perfect balance of peaceful lakefront living and convenient access to everything Central Florida has to offer. Built in 2014, this impressive 3,535-square-foot custom home features 4 bedrooms, 4 bathrooms, and thoughtfully designed living spaces filled with high-end upgrades and custom details throughout. From the moment you enter, you’ll appreciate the upgraded cabinetry, premium countertops, designer fixtures, upgraded flooring, and beautifully finished stained concrete surfaces that create a warm yet modern lakefront aesthetic. The spacious chef’s kitchen was designed with both functionality and entertaining in mind, featuring extensive custom cabinetry and an expansive hidden walk-in pantry that provides exceptional storage and organization. Throughout the home, you’ll find numerous built-in storage areas, window seats in most bedrooms, and carefully crafted details that add both charm and practicality. The primary suite offers a luxurious private retreat complete with a dedicated vanity/glam room and generous storage solutions. Upstairs, a versatile bonus room provides endless possibilities and can easily function as a home office, media room, playroom, or be converted into an additional bedroom. Additional flexible living spaces include a separate air-conditioned room ideal for a home gym, hobby room, or flex space, along with a dedicated air-conditioned laundry room conveniently located off the garage. The property also includes multiple outdoor storage sheds, offering even more room for tools, lake toys, and equipment. Set on 160 feet of fully cleared lakefront, the property showcases breathtaking water views, a private sand beach area, and direct access to the highly sought-after Alligator Lake Chain — a connected chain of five lakes known for boating, fishing, and watersports. The outdoor amenities are truly exceptional. A brand-new 110-foot dock features a covered metal roof, electric boat lift, lakeside sitting area, and propane fire pit, creating the ultimate waterfront gathering space. The expansive 600-square-foot fully enclosed screened outdoor kitchen overlooks the lake and offers year-round enjoyment for entertaining family and guests. An additional lakeside fire pit area further enhances the unmatched outdoor lifestyle this property provides. Major recent upgrades include a roof and exterior paint both completed just 2 years ago, adding long-term value and peace of mind. This is a rare opportunity to own a true Central Florida lakefront lifestyle property with freedom, luxury, space, and exceptional vacation rental potential!

The essentials

Built
2014
Price / sqft
$365
On market
154 days
Annual tax
$8,804
Flood zone
AE
Lot
29,708 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Waterfront
Lake Privileges
2 car garage
Garage Faces Side
0.68 acres
Lot size
3,535 sqft
Living area

Payment

Est. monthly payment
$8,107/mo
Down payment (20%)
$258,000
Property taxes
$734/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
29,708 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Side, Other, Workshop in Garage
Waterfront
Lake Privileges
Days on Market
154
Built-in Features
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
Fire Pit
French Doors
Outdoor Grill
Outdoor Kitchen
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Dishwasher
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,804
Parcel #
01-26-31-4460-000A-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwood Shores
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
29,708 sqft
Landscaped

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #R4911243
$1,290,000-7.2%
$365/sqft
5/11/2026
Listed for sale
Source: Stellar MLS #R4911243
$1,390,000
$393/sqft

Neighborhood

6805 Bass Hwy
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $1,290,000
$1.28M – $1.29M
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 154 after a $100,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,107/mo
Principal & interest$6,728
Property taxes$734
Insurance$645
Down payment20% · $258,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,290,000

$365 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,535 sq ft

Time on market

154 days

Year built

2014

Monthly payment

About $8,107/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,804 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCENTRAL FLORIDA REAL ESTATE MANAGEMENT LLCListing agent: Christie ArturaListing data from Stellar MLS, MLS# R4911243.

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