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Overview

8 bd4 ba4,488 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot130,985 sqft
Living area4,488 sqft
Price / sqft$354
Garage3 car

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About this home

Ceiling Fans(s)High CeilingsBasketball CourtPrivate YardConvection OvenCooktopDishwasherElectric Water Heater

6910 Ranchero CT is a 2003-built home in Bay Lake Ranch Unit 3, St Cloud. Inside you'll find 8 bedrooms, 4 bathrooms, and 4,488 square feet of living space. Listed at $1,589,900 (about $354/sqft), 21 days on market. Flood zone A - confirm flood insurance requirements with your lender.

From the listing

Exceptional estate situated on approximately 3.7 acres, offering a spacious main residence, private in-law suite/guest house, swimming pool, basketball court, home theater and expansive outdoor entertaining areas. The property features porcelain and bamboo flooring, a remodeled primary bathroom, marble kitchen countertops, stone fireplace and beautiful lake views. The separate guest house provides additional bedrooms, bathroom, kitchen and private living space, ideal for extended family or guests. Enjoy privacy, generous living areas and resort-style amenities while remaining conveniently located in Saint Cloud.

The essentials

Built
2003
Price / sqft
$354
On market
21 days
Annual tax
$8,077
Flood zone
A
Lot
130,985 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
In Ground
3 car garage
3.01 acres
Lot size
4,488 sqft
Living area

Payment

Est. monthly payment
$9,760/mo
Down payment (20%)
$317,980
Property taxes
$673/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
130,985 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
21
Ceiling Fans(s)
High Ceilings
Basketball Court
Private Yard
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Refrigerator
Trash Compactor
Wine Refrigerator
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A
Annual Tax (2025)
$8,077
Parcel #
18-26-32-2599-0001-1220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Ranch Unit 3
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
130,985 sqft

Price history

Date
Event
Price
9/19/2026
Listed for sale
Source: Stellar MLS #O6443332
$1,589,900
$354/sqft

Neighborhood

6910 Ranchero CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $1,589,900
$1.58M – $1.59M
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 21.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,760/mo
Principal & interest$8,292
Property taxes$673
Insurance$795
Down payment20% · $317,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,589,900

$354 per sq ft

Beds and baths

8 beds, 4 baths

Size

4,488 sq ft

Time on market

21 days

Year built

2003

Monthly payment

About $9,760/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,077 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHOME PARADE REALTY CORPListing agent: Katherine HernandezListing data from Stellar MLS, MLS# O6443332.

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