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About this home
4664 Hickory Tree Ln is a 2016-built home in S L & I C, St Cloud. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,350 square feet of living space. Listed at $1,599,000 (about $477/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
LAKE HOUSE on 4.22 private acres along the shores of Alligator Lake — with direct access to a coveted chain of lakes — this stunning 3,350 sq ft custom-built home delivers the lakefront lifestyle you've been waiting for. Thoughtfully designed across 4 bedrooms and 4.5 bathrooms, every detail speaks to quality craftsmanship, from the striking stone exterior and paver driveway to the soaring high ceilings, open floor plan, and elegant electric fireplace with custom wood surround. The chef's kitchen impresses with marble countertops, rich wood cabinetry, a walk-in pantry, and stainless steel appliances — flowing seamlessly into the walk-in dining room, ideal for hosting. The master suite is a true retreat, offering a private glass balcony with sweeping lake views, a spa-like garden tub, and a generous walk-in closet. Outside, the heated pool and spa sit within a beautifully fenced paver patio and deck — perfect for entertaining or unwinding as the sun sets over the water. Built to last with a durable metal roof, wood tile and carpet throughout, the property also features a three-car garage, a 40x60 block shop with upstairs office space, and a 40x60 pole barn with concrete — offering unmatched versatility for work, hobbies, or storage. This is rare lakefront living with room to breathe, built to impress. Inside laundry room and pool bath close by.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,599,000
$477 per sq ft
Beds and baths
4 beds, 5 baths
Size
3,350 sq ft
Time on market
100 days
Year built
2016
Monthly payment
About $10,139/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,003 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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