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Overview

4 bd5 ba3,350 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2016
Lot183,823 sqft
Living area3,350 sqft
Price / sqft$477
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimarybedroom UpstairsSolid Wood CabinetsStone Counters

4664 Hickory Tree Ln is a 2016-built home in S L & I C, St Cloud. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,350 square feet of living space. Listed at $1,599,000 (about $477/sqft), 100 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LAKE HOUSE on 4.22 private acres along the shores of Alligator Lake — with direct access to a coveted chain of lakes — this stunning 3,350 sq ft custom-built home delivers the lakefront lifestyle you've been waiting for. Thoughtfully designed across 4 bedrooms and 4.5 bathrooms, every detail speaks to quality craftsmanship, from the striking stone exterior and paver driveway to the soaring high ceilings, open floor plan, and elegant electric fireplace with custom wood surround. The chef's kitchen impresses with marble countertops, rich wood cabinetry, a walk-in pantry, and stainless steel appliances — flowing seamlessly into the walk-in dining room, ideal for hosting. The master suite is a true retreat, offering a private glass balcony with sweeping lake views, a spa-like garden tub, and a generous walk-in closet. Outside, the heated pool and spa sit within a beautifully fenced paver patio and deck — perfect for entertaining or unwinding as the sun sets over the water. Built to last with a durable metal roof, wood tile and carpet throughout, the property also features a three-car garage, a 40x60 block shop with upstairs office space, and a 40x60 pole barn with concrete — offering unmatched versatility for work, hobbies, or storage. This is rare lakefront living with room to breathe, built to impress. Inside laundry room and pool bath close by.

The essentials

Built
2016
Price / sqft
$477
On market
100 days
Annual tax
$12,003
Flood zone
AE
Lot
183,823 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
Water views
Water
Private pool
Heated
3 car garage
Boat
4.22 acres
Lot size

Payment

Est. monthly payment
$10,139/mo
Down payment (20%)
$319,800
Property taxes
$1,000/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
183,823 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Garage Door Opener, Guest, Oversized, Parking Pad
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Salt Water
Days on Market
100
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
Lighting
Rain Gutters
Storage
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Water Softener
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$12,003
Parcel #
32-26-31-4950-0001-0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
183,823 sqft
ClearedIn CountyOversized Lot

Price history

Date
Event
Price
8/2/2026
Price change
Source: Stellar MLS #S5153120
$1,599,000-5.9%
$477/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #S5153120
$1,699,000
$507/sqft

Neighborhood

4664 Hickory Tree Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $1,599,000
$1.59M – $1.60M
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 380 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 100 after a $100,000 cut.

Sample: 380 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$10,139/mo
Principal & interest$8,339
Property taxes$1,000
Insurance$800
Down payment20% · $319,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,599,000

$477 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,350 sq ft

Time on market

100 days

Year built

2016

Monthly payment

About $10,139/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,003 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTIE TEAM REALTY LLCListing agent: Stephanie Peterson, PAListing data from Stellar MLS, MLS# S5153120.

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