714 Terrace Ridge Cir #714, photo 1
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Overview

2 bd2 ba1,276 sqft2 car garageCondominium
TypeCondominium
Condo dues$567/mo
Built2005
Lot684 sqft
Living area1,276 sqft
Price / sqft$149
Garage2 car

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About this home

Ceiling Fans(s)Window TreatmentsBalconySidewalkClubhouseGated Community - No GuardPoolSidewalks

714 Terrace Ridge Cir #714 is a 2005-built home in Terrace Ridge At Town Center East, Davenport. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,276 square feet of living space. Listed at $189,900 (about $149/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $567 monthly.

From the listing

MAJOR REDUCTION…Garage included…. Fully furnished 2-bedroom, 2-bathroom second-floor condo located in the gated community of Terrace Ridge with great amenities. The building offers an elevator for ease of access. This spacious floor plan features an open living and dining area with sliding glass doors leading to a private balcony overlooking the community pool. The balcony is East facing. The well-appointed primary suite offers a large walk-in closet with a unique owner’s storage extension located at the back giving additional storage plus an en-suite bath featuring a double vanity, walk-in shower, and a garden tub with shower. The split-bedroom layout provides privacy and comfort for residents and guests alike. Kitchen is open to living & dining with a bar top for additional seating and just off dining area there is another counter that can be used as a desk or storage. Additional highlights include an inside laundry area, mechanical closet and two additional storage closets conveniently located near the entry to the unit right off the kitchen. An uncommon and highly desirable feature of this unit is the PRIVATE GARAGE that conveys with the purchase. Residents enjoy access to a community pool, hot tub, volleyball court, clubhouse, and fitness center. Monthly fees include water, sewer, basic cable/internet and valet trash service for added convenience. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready condo offers comfort, convenience, and exceptional location. This is an ever growing area with easy access to shopping, dining, medical and I-4 access. About half way between Orlando & Tampa. Short Term Rental Approved.

The essentials

Built
2005
Price / sqft
$149
On market
125 days
Annual tax
$814
Condo dues
$567/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Shared amenity
2 car garage
Private balcony
Outdoor space
1,276 sqft
Living area

Payment

Est. monthly payment
$1,720/mo
Down payment (20%)
$37,980
Property taxes
$68/mo
Condo dues
$567/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
125
Ceiling Fans(s)
Window Treatments
Balcony
Sidewalk
Clubhouse
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$814
Parcel #
02-26-27-701011-004220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
Condo dues
$567/mo
Margaret Lapinsky

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #S5151621
$189,900-9.6%
$149/sqft
6/13/2026
Listed for sale
Source: Stellar MLS #S5151621
$210,000
$165/sqft

Neighborhood

714 Terrace Ridge Cir #714
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$185,000 – $189,900
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 125 after a $20,100 cut.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,720/mo
Principal & interest$990
Property taxes$68
Insurance$95
HOA$567
Down payment20% · $37,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,276 sq ft

Time on market

125 days

Year built

2005

Monthly payment

About $1,720/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $814 annual tax bill, insurance, and $567/mo in condo dues.

Condo dues

$567/mo

Managed by Margaret Lapinsky.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHAMPION HOMESListing agent: Brandy MurphyListing data from Stellar MLS, MLS# S5151621.

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