7134 Five Oaks Dr #4B, photo 1
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Overview

3 bd3 ba1,472 sqft2 car garageTownhouse
TypeTownhouse
HOA$71.83/yr
Built2006
Lot2,595 sqft
Living area1,472 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboSolid Wood CabinetsThermostatWalk-in Closet(s)SidewalkDeed RestrictionsDog ParkFitness Center

7134 Five Oaks Dr #4B is a 2006-built home in Harmony, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,472 square feet of living space. Listed at $293,000 (about $199/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $71.83 annually.

From the listing

You will fall in love with the golf course views from the front porch and Owner's Suite. Lovely townhome available in Harmony! Featuring 3 bedrooms, 2.5 bathrooms, and a 2 car garage, this home offers spacious living with both a formal living room and family room. The kitchen features wood cabinetry, recessed lighting, stainless steel appliances, and a closet pantry. The Owner’s Suite offers a large walk-in closet, while the en-suite bathroom includes dual sink vanities and a shower/tub combination. Enjoy entertaining in the private rear courtyard that leads to the detached 2 car garage. Ideally situated close to the neighborhood school; Harmony Elementary, Harmony Middle School and Harmony High School, this home also offers golf-cart-friendly access through a nearby tunnel that goes under the highway making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home! Schedule your private showing today! Buyer to verify all room measurements.

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The essentials

Built
2006
Price / sqft
$199
On market
111 days
Annual tax
$3,402
HOA
$71.83/yr
Flood zone
X · Low risk
Lot
2,595 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Fitness center too
2 car garage
Driveway
2,595 sqft lot
Lot size
1,472 sqft
Living area

Payment

Est. monthly payment
$1,964/mo
Down payment (20%)
$58,600
Property taxes
$283/mo
HOA
$71.83/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
2,595 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
111
Living Room/Dining Room Combo
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,402
Parcel #
30-26-32-2877-0001-004B

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
2,595 sqft
SidewalkPaved
HOA
$71.83/yr
Mark Hills

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #S5152411
$293,000-0.7%
$199/sqft
-
Price change
Source: Stellar MLS #S5152411
$295,000-6.3%
$200/sqft
6/28/2026
Listed for sale
Source: Stellar MLS #S5152411
$315,000
$214/sqft

Neighborhood

7134 Five Oaks Dr #4B
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $293,000
$292,500 – $293,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 16 townhouse or villa closings in 34773 landed at this number or higher (75%). The median one sat 59 days before it went under contract, and this one is on day 111 after a $22,000 cut.

Sample: 16 closed townhouse or villa sales in 34773 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,964/mo
Principal & interest$1,528
Property taxes$283
Insurance$147
HOA$6
Down payment20% · $58,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$293,000

$199 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,472 sq ft

Time on market

111 days

Year built

2006

Monthly payment

About $1,964/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,402 annual tax bill, insurance, and the $71.83/yr HOA fee.

HOA fee

$71.83/yr

Managed by Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Jeanine CorcoranListing data from Stellar MLS, MLS# S5152411.

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