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Overview

4 bd2 ba2,064 sqft2 car garageSingle Family
TypeSingle Family
HOA$110.95/yr
Built2017
Lot12,632 sqft
Living area2,064 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

3485 Middlebrook Pl is a 2017-built home in Harmony, Harmony. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,064 square feet of living space. Listed at $405,999 (about $197/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110.95 annually.

From the listing

PRICE HAS BEEN REDUCED. This home is a gem along with the Harmony community, offers an abundance of extras, whether you’re a family seeking a vibrant lifestyle or someone just beginning your journey into homeownership,Homestead exception not reflected in the current tax. Welcome to 3485 MIDDLEBROOK PLACE, a stunning 4 bedroom, 2 bath home with a bright, open concept well designed all on one floor. Nestled on an oversized lot at the end of a quiet cul-de-sac with 2 car garage and extended pavers driveway, it’s surrounded by conservation on both sides, ensuring privacy. You can relax with morning coffee on the back patio or unwind at sunset. Step out to a covered lanai, extended patio with a gazebo, jacuzzi, built-in speakers, and Bluetooth. Just steps away, a playground awaits in the conservation area. Harmony offers a vibrant lifestyle: a fitness center, swimming pool, tennis, basketball, soccer fields, and more, ensuring endless options for family fun and fitness. Lake Buck with boat and kayak rentals, plus a serene deck area for sunsets and fishing, rounds out this exceptional lifestyle, with golf course rentals, and golf cart convenience. Also it own local Bussines area within the community. Conveniently located about 30 minutes from Orlando, you have easy access to East Coast beaches, highways, Lake Nona Medical City, VA hospitals, Orlando International Airport, theme parks, top colleges, and a growing job market. Call today to schedule your private showing, this home won’t last long!

The essentials

Built
2017
Price / sqft
$197
On market
110 days
Annual tax
$4,867
HOA
$110.95/yr
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Fitness center too
2 car garage
Curb Parking
0.29 acres
Lot size
2,064 sqft
Living area

Payment

Est. monthly payment
$2,735/mo
Down payment (20%)
$81,200
Property taxes
$406/mo
HOA
$110.95/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
12,632 sqft
Cooling
Central Air
Heating
Central
Parking
Curb Parking, Driveway, Garage Door Opener, On Street, Oversized
Days on Market
110
Built-in Features
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Storage
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,867
Parcel #
292632329700010220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
12,632 sqft
Conservation AreaCul-De-SacOversized LotSidewalkPaved
HOA
$110.95/yr
Mark Hills

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #S5152836
$405,999-3.3%
$197/sqft
-
Price change
Source: Stellar MLS #S5152836
$419,999-1.2%
$203/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #S5152836
$424,999
$206/sqft

Neighborhood

3485 Middlebrook Pl
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $405,999
$405,000 – $405,999
99.5% – 100% of listTops out right at the list price
80% of listList price
72 of the last 128 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 110 after a $19,000 cut.

Sample: 128 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,735/mo
Principal & interest$2,117
Property taxes$406
Insurance$203
HOA$9
Down payment20% · $81,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$405,999

$197 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,064 sq ft

Time on market

110 days

Year built

2017

Monthly payment

About $2,735/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,867 annual tax bill, insurance, and the $110.95/yr HOA fee.

HOA fee

$110.95/yr

Managed by Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEMPIRE NETWORK REALTYListing agent: Wendy Torres RosarioListing data from Stellar MLS, MLS# S5152836.

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