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Overview

3 bd2 ba1,506 sqft2 car garageSingle Family
TypeSingle Family
HOA$91/mo
Built2021
Lot6,215 sqft
Living area1,506 sqft
Price / sqft$204
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanDishwasherMicrowaveRefrigeratorWater Softener

38626 Finn Clover Ln is a 2021-built home in Bristol Mdws Ph 1a & 1b, Zephyrhills. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,506 square feet of living space. Listed at $307,500 (about $204/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $91 monthly.

From the listing

Step inside this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage, offering the perfect combination of modern comfort, thoughtful upgrades, and effortless everyday living. The inviting open-concept floor plan is designed for both comfortable living and entertaining, with a spacious kitchen island overlooking the family room so everyone can stay connected. The split-bedroom layout offers added privacy, with two secondary bedrooms toward the front of the home and a generously sized owner’s suite tucked away toward the back. Built with energy efficiency in mind, the home features highly rated foam insulation and double-pane windows. Additional upgrades include a whole-home water softener system and a fully fenced backyard, creating a private outdoor space perfect for relaxing or entertaining! Located in a growing and developing area of Zephyrhills, this home offers convenient access to an expanding selection of shopping, dining, and entertainment. Enjoy close proximity to The Shops at Wiregrass and Tampa Premium Outlets, with even more amenities and development continuing to take shape throughout the surrounding area. Well maintained with new construction feel, thoughtfully upgraded, and ready for its next owner. This is a home you won’t want to miss!

The essentials

Built
2021
Price / sqft
$204
On market
61 days
Annual tax
$4,054
HOA
$91/mo
Flood zone
X · Low risk
Lot
6,215 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,215 sqft lot
Lot size
1,506 sqft
Living area

Payment

Est. monthly payment
$2,187/mo
Down payment (20%)
$61,500
Property taxes
$338/mo
HOA
$91/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,215 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
61
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Dishwasher
Microwave
Refrigerator
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,054
Parcel #
21-26-23-0050-00700-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Mdws Ph 1a & 1b
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
6,215 sqft
HOA
$91/mo
Bristol Meadows HOA

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #S5155699
$307,500-1.6%
$204/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #S5155699
$312,500
$208/sqft
12/6/2022
Sold
Source: Pasco County Public Record
$312,500
$208/sqft

Neighborhood

38626 Finn Clover Ln
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $307,500
$305,000 – $307,500
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 61 after a $5,000 cut.

Sample: 103 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,186/mo
Principal & interest$1,604
Property taxes$338
Insurance$154
HOA$91
Down payment20% · $61,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$307,500

$204 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,506 sq ft

Time on market

61 days

Year built

2021

Monthly payment

About $2,187/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,054 annual tax bill, insurance, and the $91/mo HOA fee.

HOA fee

$91/mo

Managed by Bristol Meadows HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: Diane TorresListing data from Stellar MLS, MLS# S5155699.

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