500 16th St, photo 1
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Overview

3 bd2 ba1,265 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1989
Lot7,492 sqft
Living area1,265 sqft
Price / sqft$300
Garage2 car

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About this home

Ceiling Fans(s)Private MailboxRangeRefrigerator

500 16th St is a 1989-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,265 square feet of living space. Listed at $379,000 (about $300/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. This charming 3-bedroom, 2-bath home offers 1,265 sq. ft. of living space, an attached 2-car garage, and a convenient location close to everything Saint Cloud has to offer. Enjoy being just 5–10 minutes from the beautiful St. Cloud Lakefront Park and only minutes from Historic Downtown Saint Cloud, with easy access to local restaurants, shopping, and community events. Schools are conveniently nearby, including Michigan Avenue Elementary, St. Cloud Middle School, and St. Cloud High School. With NO HOA and convenient access to major roadways, this property offers comfort, location, and flexibility. Schedule your private showing today! Photos coming soon.

The essentials

Built
1989
Price / sqft
$300
On market
49 days
Annual tax
$4,080
Flood zone
X · Low risk
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
7,492 sqft lot
Lot size
1,265 sqft
Living area

Payment

Est. monthly payment
$2,506/mo
Down payment (20%)
$75,800
Property taxes
$340/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
7,492 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Ceiling Fans(s)
Private Mailbox
Range
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,080
Parcel #
01-26-30-0001-0296-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
7,492 sqft

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #S5156495
$379,000
$300/sqft

Neighborhood

500 16th St
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$377,500 – $379,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 157 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 49.

Sample: 157 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,506/mo
Principal & interest$1,977
Property taxes$340
Insurance$190
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$300 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,265 sq ft

Time on market

49 days

Year built

1989

Monthly payment

About $2,506/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,080 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Catherine Ferrer VazquezListing data from Stellar MLS, MLS# S5156495.

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